Liberal Arts and Sciences, General Studies and Humanities at Moraine Valley Community College

Moraine Valley's general studies associate program shows an unusual pattern: graduates start below average but experience remarkable earnings acceleration. That first-year salary of $23,372 sits in the bottom quartile both nationally and among Illinois community colleges. Yet by year four, earnings jump 55% to $36,255—surpassing not just the state median but even programs that start much stronger.

The debt picture makes this growth trajectory more palatable. At $8,750, borrowing sits below Illinois' median for this credential and represents just over four months of first-year earnings. While that's higher than some peer institutions (Prairie State College carries lower debt with better initial outcomes), the manageable debt load means graduates have breathing room during those early, lower-earning years.

The key question is what happens in those first few years after graduation. Students who can weather a period of modest wages—perhaps living at home or working multiple jobs—see substantial income growth. But if immediate earnings matter for your family's finances, stronger-performing Illinois programs like Prairie State or Lincoln Land deliver $10,000+ more right out of the gate. This is a delayed-payoff credential that rewards patience but demands financial flexibility early on.