Electrical and Power Transmission Installers at Motoring Technical Training Institute

At just under $10,000 in debt for training that leads to $43,000+ first-year earnings, Motoring Technical Training Institute offers one of the more accessible paths into electrical work. The debt-to-earnings ratio of 0.22 means graduates typically owe about two-and-a-half months of their first-year salary—manageable by any standard, particularly in a field where earnings often grow with experience and additional certifications.

The program outperforms both state and national benchmarks, beating Massachusetts' median by roughly $2,400 annually and placing in the 60th percentile statewide. While these aren't spectacular margins, they're meaningful when you consider that Benjamin Franklin Cummings Institute—another Massachusetts option—produces lower first-year earnings despite similar debt loads. The 42% Pell Grant rate suggests the program successfully serves working-class students seeking quick entry into skilled trades.

The real value here is the combination of minimal debt and immediate employability. Graduates can start earning and building experience within months rather than years. For students interested in electrical work but wary of traditional four-year degrees or lengthy apprenticeships, this certificate provides a practical on-ramp with limited financial risk. The earnings may not wow anyone initially, but the low debt means graduates have flexibility to pursue additional credentials or simply start their careers without the burden of significant loan payments.