Analysis
A debt load of $27,000 against first-year earnings around $35,000 creates a tight but manageable financial start for Mount Mercy graduates in this health sciences program. Both figures come from national peer programs rather than Mount Mercy's specific outcomes, which the Department of Education suppresses when graduate samples are too small. The 0.77 debt-to-earnings ratio suggests monthly loan payments would consume roughly 7-8% of gross income under standard repayment—workable, though not generous.
What complicates the picture is the broad nature of "Health Services/Allied Health/Health Sciences" degrees, which can prepare students for vastly different career paths. Among the 443 programs nationally offering this bachelor's degree, outcomes vary significantly. Top-performing programs reach nearly $40,000 in first-year earnings, while others lag behind the $35,000 median. The trajectory after year one matters enormously: some allied health roles offer steady advancement, while others plateau quickly. Without Mount Mercy's actual graduate data, it's impossible to know where their specific program lands in this spectrum.
The real question is whether Mount Mercy's curriculum prepares students for the higher-earning roles within allied health or merely checks a credential box. Before committing, identify exactly which positions this degree qualifies graduates for and verify those career paths justify both the debt and the opportunity cost of four years. Generic allied health degrees sometimes leave graduates competing for positions that value specific certifications more than the bachelor's degree itself.
Where Mount Mercy University Stands
Earnings vs. debt across all health services/allied health/health sciences bachelors's programs nationally
Compare to Similar Programs Nationally
Health Services/Allied Health/Health Sciences bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $39,070 | $35,279* | — | $27,000* | — | |
| $21,810 | $98,520* | $77,878 | $23,875* | 0.24 | |
| $4,865 | $71,275* | — | $18,625* | 0.26 | |
| $16,450 | $66,407* | — | $27,796* | 0.42 | |
| $18,950 | $65,046* | — | $36,050* | 0.55 | |
| $8,864 | $59,186* | $54,753 | $42,605* | 0.72 | |
| National Median | — | $35,279* | — | $26,690* | 0.76 |
Career Paths
Occupations commonly associated with health services/allied health/health sciences graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Mount Mercy University, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 156 similar programs. Actual outcomes may vary.