Median Earnings (1yr)
$43,810
66th percentile (60th in IA)
Median Debt
$30,687
18% above national median
Debt-to-Earnings
0.70
Manageable
Sample Size
52
Adequate data

Analysis

Mount Mercy's teacher education program sits comfortably in the middle tier among Iowa schools, with first-year earnings of $43,810 placing it above both state and national medians but still $4,700 behind top performers like Morningside University. What distinguishes this program is its relatively manageable debt load—at $30,687, graduates carry about $3,700 more than the Iowa median, but the 0.70 debt-to-earnings ratio remains reasonable for a teaching career. The modest 2% earnings growth over four years is typical for education careers where salary schedules are largely predetermined.

The key question is whether the price premium over larger state universities makes sense. University of Iowa graduates earn roughly $1,200 more in their first year while likely carrying less debt through lower in-state tuition. For families prioritizing the smaller class sizes and personalized attention at Mount Mercy, the economics still work—graduates aren't drowning in debt relative to their income. However, Iowa families have several strong options in this field.

For students committed to teaching in Iowa, this program delivers solid preparation without creating financial strain. Just recognize you're paying somewhat more for the private school experience when comparable outcomes are available at lower cost elsewhere in the state.

Where Mount Mercy University Stands

Earnings vs. debt across all teacher education and professional development, specific levels and methods bachelors's programs nationally

Mount Mercy UniversityOther teacher education and professional development, specific levels and methods programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Mount Mercy University graduates compare to all programs nationally

Mount Mercy University graduates earn $44k, placing them in the 66th percentile of all teacher education and professional development, specific levels and methods bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Iowa

Teacher Education and Professional Development, Specific Levels and Methods bachelors's programs at peer institutions in Iowa (27 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Mount Mercy University$43,810$44,720$30,6870.70
Morningside University$48,478$43,020$27,0000.56
Grand View University$46,547$44,928$27,0000.58
Luther College$45,691$40,953$27,0000.59
Iowa State University$45,512$44,376$25,0000.55
University of Iowa$45,015$45,931$27,0000.60
National Median$41,809—$26,0000.62

Other Teacher Education and Professional Development, Specific Levels and Methods Programs in Iowa

Compare tuition, earnings, and debt across Iowa schools

SchoolIn-State TuitionEarnings (1yr)Debt
Morningside University
Sioux City
$38,190$48,478$27,000
Grand View University
Des Moines
$33,450$46,547$27,000
Luther College
Decorah
$50,320$45,691$27,000
Iowa State University
Ames
$10,497$45,512$25,000
University of Iowa
Iowa City
$10,964$45,015$27,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Mount Mercy University, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 52 graduates with reported earnings and 56 graduates with debt data. Small samples may not be representative.