Median Earnings (1yr)
$22,370
5th percentile (25th in MA)
Median Debt
$8,312
59% below national median
Debt-to-Earnings
0.37
Manageable
Sample Size
26
Limited data

Analysis

The small sample size here demands caution, but the pattern is troubling: graduates earn just $22,370 in their first year—landing in the 5th percentile nationally and 25th in Massachusetts. That's $9,000 below the state median and nearly $10,000 below the national average for human services associates. Even four years out, when earnings climb to $26,072, graduates remain well behind their peers at other Massachusetts community colleges like Quinsigamond, where median earnings exceed $36,000.

The silver lining is debt. At $8,312, Mount Wachusett keeps borrowing minimal—half the state median and less than a third of the national average. With a debt-to-earnings ratio of 0.37, graduates can realistically manage these loans even on entry-level human services salaries. The 17% earnings growth also suggests some upward mobility, though starting from such a low baseline matters.

For parents, this is a high-risk proposition unless your child already has connections in the local human services sector or plans to continue their education. The low debt won't offset years of earning $6,000-$10,000 less annually than peers from other Massachusetts programs. If your student is committed to human services, investigate why this program's outcomes lag so far behind—it could be the local job market in Gardner, or it might reflect program quality issues that a small sample size is masking.

Where Mount Wachusett Community College Stands

Earnings vs. debt across all human services associates's programs nationally

Mount Wachusett Community CollegeOther human services programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Mount Wachusett Community College graduates compare to all programs nationally

Mount Wachusett Community College graduates earn $22k, placing them in the 5th percentile of all human services associates programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Massachusetts

Human Services associates's programs at peer institutions in Massachusetts (7 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Mount Wachusett Community College$22,370$26,072$8,3120.37
Quinsigamond Community College$36,101$35,683$21,7030.60
National Median$31,677—$20,4400.65

Other Human Services Programs in Massachusetts

Compare tuition, earnings, and debt across Massachusetts schools

SchoolIn-State TuitionEarnings (1yr)Debt
Quinsigamond Community College
Worcester
$5,974$36,101$21,703

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Mount Wachusett Community College, approximately 38% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 26 graduates with reported earnings and 31 graduates with debt data. Small samples may not be representative.