Median Earnings (1yr)
$23,913
25th percentile (40th in OK)
Median Debt
$14,336
31% above national median
Debt-to-Earnings
0.60
Manageable
Sample Size
54
Adequate data

Analysis

Murray State College's liberal arts associate degree starts at just $23,913 in first-year earnings—well below both Oklahoma's $26,814 median and the national benchmark of $27,248. While the program ranks at the 40th percentile statewide, that still means six in ten Oklahoma liberal arts programs deliver better initial outcomes. The $14,336 debt load is relatively modest, but when you're earning under $24,000, even moderate debt creates financial pressure in those early years.

The silver lining here is genuine: earnings jump 61% by year four to $38,446, suggesting graduates eventually find their footing in the job market. That's a meaningful trajectory that brings earnings well above the typical Oklahoma outcome. However, compare this to Oklahoma Panhandle State's $57,445 for the same degree—more than double Murray State's starting salary—and you see the wide variation even within the state's public college system.

For families weighing an associate degree as a stepping stone to further education, this works. For those expecting the degree itself to launch a career, the first few years will likely be financially challenging. If your child plans to transfer to a four-year program or already has a job lined up, Murray State's affordable approach makes sense. Otherwise, exploring higher-performing options like Oklahoma City Community College might be worth the extra logistics.

Where Murray State College Stands

Earnings vs. debt across all liberal arts and sciences, general studies and humanities associates's programs nationally

Murray State CollegeOther liberal arts and sciences, general studies and humanities programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Murray State College graduates compare to all programs nationally

Murray State College graduates earn $24k, placing them in the 25th percentile of all liberal arts and sciences, general studies and humanities associates programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Oklahoma

Liberal Arts and Sciences, General Studies and Humanities associates's programs at peer institutions in Oklahoma (23 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Murray State College$23,913$38,446$14,3360.60
Oklahoma Panhandle State University$57,445$37,079$17,2910.30
Oklahoma City Community College$34,626$38,629$12,0000.35
Tulsa Community College$30,847$30,677$13,8370.45
Redlands Community College$28,878$33,135$8,7390.30
Seminole State College$26,814$28,290$8,6100.32
National Median$27,248—$10,9500.40

Other Liberal Arts and Sciences, General Studies and Humanities Programs in Oklahoma

Compare tuition, earnings, and debt across Oklahoma schools

SchoolIn-State TuitionEarnings (1yr)Debt
Oklahoma Panhandle State University
Goodwell
$7,922$57,445$17,291
Oklahoma City Community College
Oklahoma City
$4,059$34,626$12,000
Tulsa Community College
Tulsa
$3,768$30,847$13,837
Redlands Community College
El Reno
$5,385$28,878$8,739
Seminole State College
Seminole
$5,460$26,814$8,610

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Murray State College, approximately 29% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 54 graduates with reported earnings and 98 graduates with debt data. Small samples may not be representative.