Analysis
Multi-disciplinary associate degrees in Oklahoma cluster tightly around $35,000 in first-year earnings, with Murray State's program tracking right alongside this state pattern. Based on comparable programs nationally, graduates here would likely earn near the median while carrying roughly $13,000 in debt—a manageable 36% debt-to-earnings ratio that could be paid down within a year or two of focused effort. The relatively low Pell grant usage (29%) suggests this program draws students with more financial resources than typical community colleges, though that doesn't necessarily correlate with better outcomes.
The challenge with interdisciplinary associate programs is their lack of occupational specificity. While the debt load appears reasonable, these degrees function more as transfer credentials or general workforce preparation than direct pathways to particular careers. Peer programs across Oklahoma show modest variation—OSU-Oklahoma City edges slightly higher at $37,000, while Tulsa Community College sits closer to $34,000—but none represent dramatic earning potential. For students planning to continue toward a bachelor's degree, this could serve as an affordable foundation. For those entering the workforce immediately, the earnings suggest entry-level positions rather than skilled trades or technical roles that often command higher associate-level salaries.
If your child knows their next step—whether transferring to complete a four-year degree or entering a specific occupation—this program's cost-benefit ratio works. If they're uncertain about direction, the general nature of the credential may not provide enough career traction to justify even this modest debt.
Where Murray State College Stands
Earnings vs. debt across all multi/interdisciplinary studies associates's programs nationally
Compare to Similar Programs in Oklahoma
Multi/Interdisciplinary Studies associates's programs at peer institutions in Oklahoma (14 total in state)
Scroll to see more →
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $6,630 | $35,979* | — | $13,012* | — | |
| $3,779 | $37,079* | $34,861 | $15,659* | 0.42 | |
| $3,768 | $34,213* | $35,893 | $14,014* | 0.41 | |
| National Median | — | $35,979* | — | $13,023* | 0.36 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Murray State College, approximately 29% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 29 similar programs. Actual outcomes may vary.