Median Earnings (1yr)
$45,096
55th percentile
Median Debt
$18,500
20% below national median
Debt-to-Earnings
0.41
Manageable
Sample Size
127
Adequate data

Analysis

Murray State's agriculture program graduates start strong at $45,096—outearning both the state and national medians—but then hit an unusual downturn, dropping to $40,315 by year four. This earnings decline is puzzling in a field where experience typically increases value. It might reflect graduates transitioning from higher-paying agribusiness roles to farm ownership (where early income appears lower but equity builds), or it could signal retention issues in the initial jobs. Among Kentucky's three agriculture programs, Murray State ranks in the middle for earnings but stands out for its notably lower debt load at $18,500.

That debt advantage is significant. At 41% of first-year earnings, graduates face one of the more manageable debt burdens in agriculture nationwide—the national median is $23,065. This means Murray State students are starting their careers with substantially less financial pressure, which matters in an industry where many graduates eventually pursue farm ownership or rural entrepreneurship that requires capital.

The earnings dip deserves attention, but the overall math still works. Starting $2,700 above the Kentucky median while carrying roughly $2,300 less debt creates genuine breathing room for graduates exploring career paths in agriculture. If your child is committed to this field and understands the earning trajectory may be non-linear, Murray State offers a financially reasonable entry point—just ensure they're prepared for the likelihood that year-one earnings may represent their peak as an employee.

Where Murray State University Stands

Earnings vs. debt across all agriculture, agriculture operations, bachelors's programs nationally

Murray State UniversityOther agriculture, agriculture operations, programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Murray State University graduates compare to all programs nationally

Murray State University graduates earn $45k, placing them in the 55th percentile of all agriculture, agriculture operations, bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Kentucky

Agriculture, Agriculture Operations, bachelors's programs at peer institutions in Kentucky (3 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Murray State University$45,096$40,315$18,5000.41
University of Kentucky$39,657—$23,0880.58
National Median$43,602—$23,0650.53

Other Agriculture, Agriculture Operations, Programs in Kentucky

Compare tuition, earnings, and debt across Kentucky schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Kentucky
Lexington
$13,212$39,657$23,088

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Murray State University, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 127 graduates with reported earnings and 130 graduates with debt data. Small samples may not be representative.