Median Earnings (1yr)
$58,970
44th percentile
Median Debt
$22,500
20% below national median
Debt-to-Earnings
0.38
Manageable
Sample Size
46
Adequate data

Analysis

Murray State's Civil Engineering Technology program graduates enter the workforce earning essentially the state median ($58,970), which places them squarely in the middle nationally but at the 60th percentile within Kentucky. The graduation debt of $22,500—remarkably low for an engineering-related field—creates a debt-to-earnings ratio of just 0.38, meaning graduates could theoretically pay off their loans in less than five months of gross income. This debt level is lower than 95% of similar programs nationwide.

The tension here is in the earnings trajectory. While graduates start at solid middle-class wages, four years out they're earning only $61,881—a modest 5% bump that barely outpaces inflation. For context, the national median for this program is $59,382, so Murray State graduates aren't falling behind peers, but they're not pulling ahead either. This appears to be the nature of the civil engineering technology field rather than a Murray State weakness.

The practical calculus is straightforward: your student would graduate with manageable debt and immediately employable skills in infrastructure and construction, sectors with consistent Kentucky demand. The stagnant earnings growth means this is more "stable middle-class career" than "investment that compounds over time," but given the low financial risk and the program's regional performance, it's a defensible choice for students who want engineering work without research university costs or the higher math requirements of full civil engineering degrees.

Where Murray State University Stands

Earnings vs. debt across all civil engineering technologies/technicians bachelors's programs nationally

Murray State UniversityOther civil engineering technologies/technicians programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Murray State University graduates compare to all programs nationally

Murray State University graduates earn $59k, placing them in the 44th percentile of all civil engineering technologies/technicians bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Kentucky

Civil Engineering Technologies/Technicians bachelors's programs at peer institutions in Kentucky

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Murray State University$58,970$61,881$22,5000.38
National Median$59,382—$28,0000.47

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Murray State University, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 46 graduates with reported earnings and 45 graduates with debt data. Small samples may not be representative.