Median Earnings (1yr)
$36,871
21st percentile (40th in KY)
Median Debt
$22,324
14% below national median
Debt-to-Earnings
0.61
Manageable
Sample Size
151
Adequate data

Analysis

Murray State's education program graduates start at $36,871, which falls below both the state median ($37,784) and sits in just the 40th percentile among Kentucky education programs. More concerning, earnings don't grow—they actually decline to $34,508 by year four, a 6% drop during what should be a period of salary advancement as teachers gain experience and move up district pay scales. Compare this to Kentucky's flagship programs at U of L and UK, where graduates earn $41,000+, or even Asbury at $39,000.

The debt picture offers some relief: at $22,324, graduates carry about $2,000 less than the Kentucky median and $4,000 below the national benchmark. The 0.61 debt-to-earnings ratio means you'd owe roughly eight months of gross salary, which is manageable for a teaching career. However, that declining earnings trajectory suggests Murray State graduates may be landing in lower-paying districts or facing challenges with retention and advancement that their peers elsewhere aren't experiencing.

For a family choosing between Kentucky education programs, this represents below-average value. While teaching is never a high-earning profession, graduates from programs just up the road are earning $5,000+ more annually with comparable debt loads. Unless there are strong geographic or cost-of-attendance reasons to choose Murray State, Kentucky families should look at programs with stronger salary outcomes.

Where Murray State University Stands

Earnings vs. debt across all teacher education and professional development, specific levels and methods bachelors's programs nationally

Murray State UniversityOther teacher education and professional development, specific levels and methods programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Murray State University graduates compare to all programs nationally

Murray State University graduates earn $37k, placing them in the 21th percentile of all teacher education and professional development, specific levels and methods bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Kentucky

Teacher Education and Professional Development, Specific Levels and Methods bachelors's programs at peer institutions in Kentucky (28 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Murray State University$36,871$34,508$22,3240.61
University of Louisville$41,672$42,115$23,5840.57
University of Kentucky$41,312$39,718$23,2500.56
Thomas More University$40,439$27,0000.67
Kentucky Wesleyan College$39,559
Asbury University$39,215$34,200$28,0000.71
National Median$41,809$26,0000.62

Other Teacher Education and Professional Development, Specific Levels and Methods Programs in Kentucky

Compare tuition, earnings, and debt across Kentucky schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Louisville
Louisville
$12,828$41,672$23,584
University of Kentucky
Lexington
$13,212$41,312$23,250
Thomas More University
Crestview Hills
$38,400$40,439$27,000
Kentucky Wesleyan College
Owensboro
$33,393$39,559
Asbury University
Wilmore
$33,640$39,215$28,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Murray State University, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 151 graduates with reported earnings and 134 graduates with debt data. Small samples may not be representative.