Median Earnings (1yr)
$36,871
21st percentile
40th percentile in Kentucky
Median Debt
$22,324
14% below national median

Analysis

Murray State's education program graduates start at $36,871, which falls below both the state median ($37,784) and sits in just the 40th percentile among Kentucky education programs. More concerning, earnings don't growβ€”they actually decline to $34,508 by year four, a 6% drop during what should be a period of salary advancement as teachers gain experience and move up district pay scales. Compare this to Kentucky's flagship programs at U of L and UK, where graduates earn $41,000+, or even Asbury at $39,000.

The debt picture offers some relief: at $22,324, graduates carry about $2,000 less than the Kentucky median and $4,000 below the national benchmark. The 0.61 debt-to-earnings ratio means you'd owe roughly eight months of gross salary, which is manageable for a teaching career. However, that declining earnings trajectory suggests Murray State graduates may be landing in lower-paying districts or facing challenges with retention and advancement that their peers elsewhere aren't experiencing.

For a family choosing between Kentucky education programs, this represents below-average value. While teaching is never a high-earning profession, graduates from programs just up the road are earning $5,000+ more annually with comparable debt loads. Unless there are strong geographic or cost-of-attendance reasons to choose Murray State, Kentucky families should look at programs with stronger salary outcomes.

Where Murray State University Stands

Earnings vs. debt across all teacher education and professional development, specific levels and methods bachelors's programs nationally

Earnings Distribution

How Murray State University graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Murray State University$36,871$34,508-6%
University of Louisville$41,672$42,115+1%
Bellarmine University$38,469$40,317+5%
University of Kentucky$41,312$39,718-4%
Northern Kentucky University$38,059$37,876-0%

Compare to Similar Programs in Kentucky

Teacher Education and Professional Development, Specific Levels and Methods bachelors's programs at peer institutions in Kentucky (28 total in state)

Scroll to see more β†’

SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Murray State UniversityMurray$9,708$36,871$34,508$22,3240.61
University of LouisvilleLouisville$12,828$41,672$42,115$23,5840.57
University of KentuckyLexington$13,212$41,312$39,718$23,2500.56
Thomas More UniversityCrestview Hills$38,400$40,439β€”$27,0000.67
Kentucky Wesleyan CollegeOwensboro$33,393$39,559β€”β€”β€”
Asbury UniversityWilmore$33,640$39,215$34,200$28,0000.71
National Medianβ€”$41,809β€”$26,0000.62

Career Paths

Occupations commonly associated with teacher education and professional development, specific levels and methods graduates

Education Teachers, Postsecondary

Teach courses pertaining to education, such as counseling, curriculum, guidance, instruction, teacher education, and teaching English as a second language. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Training and Development Specialists

Design or conduct work-related training and development programs to improve individual skills or organizational performance. May analyze organizational training needs or evaluate training effectiveness.

$65,850/yrJobs growth:Bachelor's degree

Secondary School Teachers, Except Special and Career/Technical Education

Teach one or more subjects to students at the secondary school level.

$64,580/yrJobs growth:Bachelor's degree

Middle School Teachers, Except Special and Career/Technical Education

Teach one or more subjects to students at the middle, intermediate, or junior high school level.

$62,970/yrJobs growth:Bachelor's degree

Kindergarten Teachers, Except Special Education

Teach academic and social skills to kindergarten students.

$62,310/yrJobs growth:Bachelor's degree

Elementary School Teachers, Except Special Education

Teach academic and social skills to students at the elementary school level.

$62,310/yrJobs growth:Bachelor's degree

Adult Basic Education, Adult Secondary Education, and English as a Second Language Instructors

Teach or instruct out-of-school youths and adults in basic education, literacy, or English as a Second Language classes, or in classes for earning a high school equivalency credential.

$59,950/yrJobs growth:Bachelor's degree

Preschool Teachers, Except Special Education

Instruct preschool-aged students, following curricula or lesson plans, in activities designed to promote social, physical, and intellectual growth.

$37,120/yrJobs growth:Associate's degree

Postsecondary Teachers, All Other

All postsecondary teachers not listed separately.

Self-Enrichment Teachers

Teach or instruct individuals or groups for the primary purpose of self-enrichment or recreation, rather than for an occupational objective, educational attainment, competition, or fitness.

Teachers and Instructors, All Other

All teachers and instructors not listed separately.

Teaching Assistants, Preschool, Elementary, Middle, and Secondary School, Except Special Education

Assist a preschool, elementary, middle, or secondary school teacher with instructional duties. Serve in a position for which a teacher has primary responsibility for the design and implementation of educational programs and services.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Murray State University, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 151 graduates with reported earnings and 134 graduates with debt data. Small samples may not be representative.