Median Earnings (1yr)
$29,280
66th percentile (60th in TN)
Median Debt
$13,309
22% above national median
Debt-to-Earnings
0.45
Manageable
Sample Size
254
Adequate data

Analysis

Nashville State's liberal arts associate degree punches above its weight, landing in the 66th percentile nationally and 60th percentile among Tennessee programs—notably outperforming the state median by over $11,000 four years out. While the $29,280 starting salary looks modest, graduates see robust 30% earnings growth by year four, reaching $38,052. That's the second-highest outcome among Tennessee's community college liberal arts programs, trailing only Austin Peay State.

The debt picture strengthens the case considerably. At $13,309, borrowing sits in the 25th percentile nationally (meaning 75% of similar programs leave students with more debt), and the 0.45 debt-to-earnings ratio means most graduates can manage payments on less than half their first-year income. While debt is higher than Tennessee's median for this program, the stronger earnings make it a reasonable tradeoff.

For families in the Nashville area, this program offers a legitimate pathway to four-year degree preparation or direct workforce entry without overwhelming debt. The combination of below-average borrowing and above-average earnings growth creates a foundation that many liberal arts programs struggle to deliver.

Where Nashville State Community College Stands

Earnings vs. debt across all liberal arts and sciences, general studies and humanities associates's programs nationally

Nashville State Community CollegeOther liberal arts and sciences, general studies and humanities programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Nashville State Community College graduates compare to all programs nationally

Nashville State Community College graduates earn $29k, placing them in the 66th percentile of all liberal arts and sciences, general studies and humanities associates programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Tennessee

Liberal Arts and Sciences, General Studies and Humanities associates's programs at peer institutions in Tennessee (33 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Nashville State Community College$29,280$38,052$13,3090.45
Austin Peay State University$30,708$37,417$17,5000.57
Southwest Tennessee Community College$28,980$32,601$8,7500.30
Jackson State Community College$27,378$31,336$5,5000.20
Motlow State Community College$26,915$35,213$5,5000.20
Pellissippi State Community College$26,757$33,724$8,7500.33
National Median$27,248—$10,9500.40

Other Liberal Arts and Sciences, General Studies and Humanities Programs in Tennessee

Compare tuition, earnings, and debt across Tennessee schools

SchoolIn-State TuitionEarnings (1yr)Debt
Austin Peay State University
Clarksville
$8,675$30,708$17,500
Southwest Tennessee Community College
Memphis
$4,550$28,980$8,750
Jackson State Community College
Jackson
$4,516$27,378$5,500
Motlow State Community College
Tullahoma
$4,536$26,915$5,500
Pellissippi State Community College
Knoxville
$4,576$26,757$8,750

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Nashville State Community College, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 254 graduates with reported earnings and 456 graduates with debt data. Small samples may not be representative.