Cosmetology at Navarro College
Undergraduate Certificate or Diploma
Analysis
Navarro College's cosmetology program significantly outperforms most competitors in Texas, with graduates earning $21,684 four years out—placing it in the 80th percentile statewide. That's $5,200 more than the typical Texas cosmetology graduate earns, though still about $5,000 behind the state's top-performing programs. The $9,500 in median debt sits right at national norms, creating a manageable debt-to-earnings ratio of 0.46 that graduates typically repay within their first two years of work.
The earnings trajectory here is particularly noteworthy: rather than seeing the income declines common in cosmetology programs, Navarro graduates maintain steady earnings with modest 4% growth. This stability matters in an industry where many programs show graduates losing ground financially after their first year. Texas has 151 cosmetology programs to choose from, and this one consistently delivers better financial outcomes than 80% of them.
The main limitation is sample size—fewer than 30 graduates were tracked, so individual circumstances could skew these numbers. That said, for families looking at cosmetology training in Texas, Navarro offers above-average earning potential at average debt levels, which is a reasonable value proposition. Students serious about the field should still visit the campus and talk to current students about job placement support, but the financial fundamentals here are solid.
Where Navarro College Stands
Earnings vs. debt across all cosmetology certificate's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Navarro College graduates compare to all programs nationally
Navarro College graduates earn $21k, placing them in the 83th percentile of all cosmetology certificate programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Texas
Cosmetology certificate's programs at peer institutions in Texas (151 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Navarro College | $20,857 | $21,684 | $9,500 | 0.46 |
| Paul Mitchell the School-Austin | $26,824 | $28,868 | $10,414 | 0.39 |
| Champion Beauty College | $26,736 | $19,014 | $10,232 | 0.38 |
| DuVall's School of Cosmetology | $26,435 | $23,177 | $7,917 | 0.30 |
| Charles and Sues School of Hair Design | $23,225 | $20,327 | $9,833 | 0.42 |
| Tint School of Makeup & Cosmetology | $23,225 | $21,232 | $7,698 | 0.33 |
| National Median | $17,113 | — | $9,862 | 0.58 |
Other Cosmetology Programs in Texas
Compare tuition, earnings, and debt across Texas schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Paul Mitchell the School-Austin Austin | — | $26,824 | $10,414 |
| Champion Beauty College Houston | — | $26,736 | $10,232 |
| DuVall's School of Cosmetology Bedford | — | $26,435 | $7,917 |
| Charles and Sues School of Hair Design Bryan | — | $23,225 | $9,833 |
| Tint School of Makeup & Cosmetology Irving | — | $23,225 | $7,698 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Navarro College, approximately 32% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 16 graduates with reported earnings and 21 graduates with debt data. Small samples may not be representative.