Median Earnings (1yr)
$20,857
83rd percentile (80th in TX)
Median Debt
$9,500
4% below national median
Debt-to-Earnings
0.46
Manageable
Sample Size
16
Limited data

Analysis

Navarro College's cosmetology program significantly outperforms most competitors in Texas, with graduates earning $21,684 four years out—placing it in the 80th percentile statewide. That's $5,200 more than the typical Texas cosmetology graduate earns, though still about $5,000 behind the state's top-performing programs. The $9,500 in median debt sits right at national norms, creating a manageable debt-to-earnings ratio of 0.46 that graduates typically repay within their first two years of work.

The earnings trajectory here is particularly noteworthy: rather than seeing the income declines common in cosmetology programs, Navarro graduates maintain steady earnings with modest 4% growth. This stability matters in an industry where many programs show graduates losing ground financially after their first year. Texas has 151 cosmetology programs to choose from, and this one consistently delivers better financial outcomes than 80% of them.

The main limitation is sample size—fewer than 30 graduates were tracked, so individual circumstances could skew these numbers. That said, for families looking at cosmetology training in Texas, Navarro offers above-average earning potential at average debt levels, which is a reasonable value proposition. Students serious about the field should still visit the campus and talk to current students about job placement support, but the financial fundamentals here are solid.

Where Navarro College Stands

Earnings vs. debt across all cosmetology certificate's programs nationally

Navarro CollegeOther cosmetology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Navarro College graduates compare to all programs nationally

Navarro College graduates earn $21k, placing them in the 83th percentile of all cosmetology certificate programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Texas

Cosmetology certificate's programs at peer institutions in Texas (151 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Navarro College$20,857$21,684$9,5000.46
Paul Mitchell the School-Austin$26,824$28,868$10,4140.39
Champion Beauty College$26,736$19,014$10,2320.38
DuVall's School of Cosmetology$26,435$23,177$7,9170.30
Charles and Sues School of Hair Design$23,225$20,327$9,8330.42
Tint School of Makeup & Cosmetology$23,225$21,232$7,6980.33
National Median$17,113$9,8620.58

Other Cosmetology Programs in Texas

Compare tuition, earnings, and debt across Texas schools

SchoolIn-State TuitionEarnings (1yr)Debt
Paul Mitchell the School-Austin
Austin
$26,824$10,414
Champion Beauty College
Houston
$26,736$10,232
DuVall's School of Cosmetology
Bedford
$26,435$7,917
Charles and Sues School of Hair Design
Bryan
$23,225$9,833
Tint School of Makeup & Cosmetology
Irving
$23,225$7,698

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Navarro College, approximately 32% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 16 graduates with reported earnings and 21 graduates with debt data. Small samples may not be representative.