Analysis
A debt-to-earnings ratio under 0.20 signals a manageable financial burden, and that's what peer fire protection programs nationally suggest for Navarro's graduates—roughly $10,400 in debt against first-year earnings around $56,000. For an associate's degree, this positions students to recover their investment quickly, assuming they enter the workforce immediately and secure positions typical of the field. Fire protection is a specialized technical credential with relatively clear career pathways, which helps stabilize employment prospects even when specific program data isn't available.
The catch is that both figures are national estimates, drawn from similar programs across the country rather than Navarro's actual graduate outcomes. With 27 fire protection programs in Texas but none reporting public earnings data, you're navigating somewhat blind on how this particular program's graduates fare in the regional job market. The statewide competition could mean varied quality and connections to local fire departments, which matters significantly in a field where hiring often depends on municipal relationships and academy reputations.
For families weighing this investment, the estimated numbers suggest reasonable risk—associate's degrees rarely carry lower debt loads, and fire protection typically offers stable public-sector employment. But confirm what percentage of Navarro's students complete the program and secure firefighter positions before committing, since those placement rates will matter more than estimated earnings when your child is job-hunting in Texas.
Where Navarro College Stands
Earnings vs. debt across all fire protection associates's programs nationally
Compare to Similar Programs Nationally
Fire Protection associates's programs at top institutions nationally
Scroll to see more →
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $3,008 | $56,004* | — | $10,370* | — | |
| $5,400 | $91,944* | — | $6,125* | 0.07 | |
| $5,352 | $90,948* | $110,475 | $10,192* | 0.11 | |
| $25,220 | $76,032* | $71,661 | $12,609* | 0.17 | |
| $5,808 | $75,326* | $68,139 | $10,500* | 0.14 | |
| $10,110 | $70,749* | $75,553 | $21,244* | 0.30 | |
| National Median | — | $56,004* | — | $11,250* | 0.20 |
Career Paths
Occupations commonly associated with fire protection graduates
Fire Inspectors and Investigators
Forest Fire Inspectors and Prevention Specialists
Career/Technical Education Teachers, Postsecondary
Firefighters
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
Loss Prevention Managers
First-Line Supervisors of Firefighting and Prevention Workers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Navarro College, approximately 32% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 12 similar programs. Actual outcomes may vary.