Median Earnings (1yr)
$31,593
5th percentile (60th in TX)
Median Debt
$26,500
5% below national median
Debt-to-Earnings
0.84
Manageable
Sample Size
51
Adequate data

Analysis

Nelson University's Religion/Religious Studies associate degree produces earnings that place it in the bottom 5% nationally, but before dismissing it entirely, Texas context matters: this program actually performs at the 60th percentile within the state, where religious studies associate degrees are uncommon. First-year graduates earn $31,593, roughly $2,700 below the national median, while carrying slightly less debt ($26,500 versus $27,875 nationally).

The 0.84 debt-to-earnings ratio is manageable—graduates owe less than one year's salary—but the absolute earning level is concerning. At just over $31,000 annually, graduates will face tight budgets, and this program likely serves students pursuing specific ministry or faith-based career paths rather than maximizing income. The school's demographics (50% Pell recipients, 84% admission rate) suggest it serves a population with limited alternatives, and for students committed to religious vocations, the modest debt load won't be crippling.

For parents, this is straightforward: if your child is pursuing religious leadership or ministry work and understands the financial constraints that come with that path, the relatively low debt makes this workable. If they're exploring religious studies academically without a specific vocational calling, they should know they're taking on debt for below-average earnings in a field with limited associate-level opportunities. The numbers work only if the career path is clear and the calling genuine.

Where Nelson University Stands

Earnings vs. debt across all religion/religious studies associates's programs nationally

Nelson UniversityOther religion/religious studies programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Nelson University graduates compare to all programs nationally

Nelson University graduates earn $32k, placing them in the 5th percentile of all religion/religious studies associates programs nationally.

Compare to Similar Programs in Texas

Religion/Religious Studies associates's programs at peer institutions in Texas (6 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Nelson University$31,593—$26,5000.84
National Median$34,280—$27,8750.81

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Nelson University, approximately 50% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 51 graduates with reported earnings and 66 graduates with debt data. Small samples may not be representative.