Median Earnings (1yr)
$37,244
87th percentile (60th in NJ)
Median Debt
$26,980
10% above national median
Debt-to-Earnings
0.72
Manageable
Sample Size
59
Adequate data

Analysis

New Jersey City University's English program stands out for delivering above-average outcomes at below-average cost—a rare combination in this field. Graduates earn $37,244 in their first year, placing this program in the 87th percentile nationally, while carrying debt of just $26,980 (6th percentile, meaning 94% of programs saddle students with more). That 0.72 debt-to-earnings ratio is healthy for an English degree, where many students struggle with burdensome debt relative to entry-level salaries.

The picture within New Jersey is more nuanced. While these graduates outperform the state median by about $2,000 annually, they trail behind programs at Monmouth, Seton Hall, and several other institutions. The earnings growth to $43,561 by year four is solid (17% increase), though it won't close the gap with top-tier state programs. Given that 52% of students receive Pell grants, NJCU clearly serves a population where minimizing debt matters enormously.

For families prioritizing affordability over maximum earning potential, this program makes sense. Your child won't lead the pack in earnings among New Jersey English majors, but they'll graduate with manageable debt and income well above what most English programs nationally deliver—a pragmatic foundation for whatever comes next, whether that's graduate school, teaching, or pivoting to another field.

Where New Jersey City University Stands

Earnings vs. debt across all english language and literature bachelors's programs nationally

New Jersey City UniversityOther english language and literature programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How New Jersey City University graduates compare to all programs nationally

New Jersey City University graduates earn $37k, placing them in the 87th percentile of all english language and literature bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in New Jersey

English Language and Literature bachelors's programs at peer institutions in New Jersey (25 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
New Jersey City University$37,244$43,561$26,9800.72
Monmouth University$50,737$52,920$27,0000.53
Seton Hall University$48,368$49,473$25,1390.52
Georgian Court University$44,982$54,818$26,0000.58
Rowan University$37,815$48,445$26,5540.70
Kean University$36,257$44,212$30,6790.85
National Median$29,967—$24,5290.82

Other English Language and Literature Programs in New Jersey

Compare tuition, earnings, and debt across New Jersey schools

SchoolIn-State TuitionEarnings (1yr)Debt
Monmouth University
West Long Branch
$44,850$50,737$27,000
Seton Hall University
South Orange
$51,370$48,368$25,139
Georgian Court University
Lakewood
$37,110$44,982$26,000
Rowan University
Glassboro
$15,700$37,815$26,554
Kean University
Union
$13,426$36,257$30,679

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At New Jersey City University, approximately 52% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 59 graduates with reported earnings and 52 graduates with debt data. Small samples may not be representative.