Analysis
A debt-to-earnings ratio of 0.61—where first-year income of roughly $36,000 services about $22,000 in student loans—sits in manageable territory for a bachelor's degree, though the picture here comes entirely from national benchmarks rather than New Mexico Highlands' actual outcomes. With nearly half the student body receiving Pell grants, this program serves students who likely need that ratio to work in their favor, and comparable social sciences programs nationally suggest it does. The estimated debt load falls below the national median for this field, which offers some reassurance.
What complicates the assessment is New Mexico's labor market for social sciences graduates. As the only school in our dataset offering this bachelor's degree in the state, there's no local comparison to gauge whether Highlands' graduates face better or worse prospects than peers elsewhere in New Mexico. Social sciences majors typically need graduate education or strategic career positioning to see significant earnings growth, so that $36,000 starting point matters most if your child has a clear path forward—whether that's entering a specific sector, pursuing additional credentials, or leveraging the degree for public service roles common in the region.
The practical question: Can your family afford this assuming outcomes mirror national norms rather than exceed them? If the answer depends on this program significantly outperforming its peers, you're taking on risk that the available data can't help you evaluate.
Where New Mexico Highlands University Stands
Earnings vs. debt across all social sciences bachelors's programs nationally
Compare to Similar Programs Nationally
Social Sciences bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $7,260 | $36,279* | — | $22,116* | — | |
| $14,850 | $61,109* | $97,257 | $15,000* | 0.25 | |
| $7,410 | $54,265* | — | $12,500* | 0.23 | |
| $17,239 | $51,753* | $59,341 | $25,000* | 0.48 | |
| $65,168 | $48,243* | $61,389 | —* | — | |
| $11,380 | $45,509* | — | —* | — | |
| National Median | — | $36,279* | — | $25,500* | 0.70 |
Career Paths
Occupations commonly associated with social sciences graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At New Mexico Highlands University, approximately 46% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 33 similar programs. Actual outcomes may vary.