Analysis
Starting salaries around $41,000—typical for cognitive science programs nationally—combined with an estimated $18,000 in debt creates a manageable financial picture on paper. That 0.44 debt-to-earnings ratio falls well within reasonable bounds, suggesting graduates from similar programs can handle their debt on entry-level salaries. But here's what complicates the calculation: NYU's tuition runs considerably higher than the national average, and these debt figures are estimates based on peer institutions that may have very different aid packages. If your child ends up borrowing significantly more than $18,000, the math changes quickly.
The bigger question is what cognitive science graduates actually do for work. This interdisciplinary field—blending psychology, neuroscience, computer science, and philosophy—can lead to varied careers in UX research, data analysis, or graduate school preparation. The national earnings spread ($41,000 at median to $51,000 at the 75th percentile) suggests outcomes depend heavily on which direction graduates take. NYU's location and connections could provide meaningful advantages in competitive fields like tech, but that's speculation without school-specific outcomes data. Ask the department directly about recent graduate placements and whether most students pursue additional credentials, since that would add years and cost to the investment before career earnings begin.
Where New York University Stands
Earnings vs. debt across all cognitive science bachelors's programs nationally
Compare to Similar Programs Nationally
Cognitive Science bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $60,438 | $41,362* | — | $18,000* | — | |
| $62,484 | $105,695* | — | $8,055* | 0.08 | |
| $66,104 | $84,314* | $96,904 | $18,660* | 0.22 | |
| $67,844 | $75,672* | — | $18,000* | 0.24 | |
| $14,850 | $64,559* | $91,715 | $13,950* | 0.22 | |
| $13,747 | $53,962* | $62,158 | $13,000* | 0.24 | |
| National Median | — | $41,362* | — | $17,750* | 0.43 |
Career Paths
Occupations commonly associated with cognitive science graduates
Natural Sciences Managers
Clinical Research Coordinators
Community and Social Service Specialists, All Other
Directors, Religious Activities and Education
Religious Workers, All Other
Postsecondary Teachers, All Other
Self-Enrichment Teachers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At New York University, approximately 19% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 19 similar programs. Actual outcomes may vary.