Median Earnings (1yr)
$36,464
54th percentile
Median Debt
$10,329
1% above national median
Debt-to-Earnings
0.28
Manageable
Sample Size
81
Adequate data

Analysis

North American Trade Schools graduates start earning slightly above both national and Maryland medians for HVAC programs, ranking in the 60th percentile statewide—a solid position among Maryland's limited options. The $10,329 debt load is also meaningfully lower than Maryland's typical $13,000, resulting in a manageable debt-to-earnings ratio of 0.28 that most graduates should be able to handle within a year or two of work.

The concern here is the earnings trajectory: graduates actually see their income drop by 6% between year one and year four, falling from $36,464 to $34,203. This is unusual for skilled trades, where experience typically commands higher pay. It could reflect graduates moving between different types of HVAC work, changes in employment status, or even some leaving the field. For context, this program's first-year outcomes match those at Fortis Institute-Towson, the state's top-performing HVAC program, but Fortis's longer-term data isn't available for comparison.

For parents, this comes down to a simple calculation: their child gets trained affordably and enters the workforce quickly at competitive wages. The declining earnings pattern deserves a conversation with the school about job placement support and whether graduates maintain steady employment in the trade. If your child plans to stay in HVAC and build a career—potentially moving into supervisory roles or starting their own business—the low debt makes this a reasonable starting point, even if the earnings pattern raises questions about what happens next.

Where North American Trade Schools Stands

Earnings vs. debt across all heating, air conditioning, ventilation and refrigeration maintenance technology/technician (hac, hacr, hvac, hvacr) certificate's programs nationally

North American Trade SchoolsOther heating, air conditioning, ventilation and refrigeration maintenance technology/technician (hac, hacr, hvac, hvacr) programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How North American Trade Schools graduates compare to all programs nationally

North American Trade Schools graduates earn $36k, placing them in the 54th percentile of all heating, air conditioning, ventilation and refrigeration maintenance technology/technician (hac, hacr, hvac, hvacr) certificate programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Maryland

Heating, Air Conditioning, Ventilation and Refrigeration Maintenance Technology/Technician (HAC, HACR, HVAC, HVACR) certificate's programs at peer institutions in Maryland (4 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
North American Trade Schools$36,464$34,203$10,3290.28
Fortis Institute-Towson$35,785$38,708$13,0000.36
All-State Career-Baltimore$30,110$38,066$13,0000.43
National Median$35,749—$10,2230.29

Other Heating, Air Conditioning, Ventilation and Refrigeration Maintenance Technology/Technician (HAC, HACR, HVAC, HVACR) Programs in Maryland

Compare tuition, earnings, and debt across Maryland schools

SchoolIn-State TuitionEarnings (1yr)Debt
Fortis Institute-Towson
Towson
—$35,785$13,000
All-State Career-Baltimore
Baltimore
—$30,110$13,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At North American Trade Schools, approximately 36% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 81 graduates with reported earnings and 87 graduates with debt data. Small samples may not be representative.