Median Earnings (1yr)
$35,978
38th percentile (40th in NC)
Median Debt
$34,562
36% above national median
Debt-to-Earnings
0.96
Manageable
Sample Size
104
Adequate data

Analysis

North Carolina Central University's Social Sciences program costs roughly what graduates earn in their first year—a tight squeeze that requires careful consideration. With $34,562 in median debt against $35,978 in first-year earnings, graduates start just barely ahead of the break-even point. However, this debt burden is actually lower than most comparable programs nationally (10th percentile), which means the real challenge here is the earnings side of the equation.

The program trails both state and national medians by about $2,700-$3,000 annually, landing around the 40th percentile among North Carolina's eight social sciences programs. For comparison, Campbell University graduates in the same field earn $50,000+, though likely at higher cost. The 57% Pell Grant rate at NCCU suggests many families here are weighing affordability heavily, and the relatively modest debt load does work in the program's favor for students who need to minimize borrowing.

For families prioritizing access to higher education at a manageable debt level, this program accomplishes that goal—you're not burying your child in loans. But the earnings gap means graduates will need to advance quickly in their careers or pursue graduate education to reach comfortable financial footing. If your child has options at similar costs with stronger earning outcomes, those deserve serious consideration. If NCCU's accessibility and location in Durham make it the realistic choice, go in knowing the debt is reasonable even if the initial salary requires patience.

Where North Carolina Central University Stands

Earnings vs. debt across all social sciences bachelors's programs nationally

North Carolina Central UniversityOther social sciences programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How North Carolina Central University graduates compare to all programs nationally

North Carolina Central University graduates earn $36k, placing them in the 38th percentile of all social sciences bachelors programs nationally.

Compare to Similar Programs in North Carolina

Social Sciences bachelors's programs at peer institutions in North Carolina (8 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
North Carolina Central University$35,978$34,5620.96
Campbell University$50,653$40,273
Chowan University$38,693$32,113$29,0300.75
National Median$37,459$25,5000.68

Other Social Sciences Programs in North Carolina

Compare tuition, earnings, and debt across North Carolina schools

SchoolIn-State TuitionEarnings (1yr)Debt
Campbell University
Buies Creek
$40,410$50,653
Chowan University
Murfreesboro
$27,110$38,693$29,030

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At North Carolina Central University, approximately 57% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 104 graduates with reported earnings and 160 graduates with debt data. Small samples may not be representative.