Practical Nursing, Vocational Nursing and Nursing Assistants at North Central Michigan College
Undergraduate Certificate or Diploma
ncmich.eduAnalysis
The estimated $16,091 debt load for North Central Michigan College's practical nursing certificate sits below Michigan's typical burden for these programs ($18,832), though first-year earnings projections based on comparable Michigan programs hover right at the state median of $44,383. That debt-to-earnings ratio of 0.36 suggests graduates should be able to manage loan payments on a practical nurse's salary, even if these figures don't reflect this specific program's actual outcomes.
What's harder to assess is why some Michigan nursing programs produce substantially higher early earnings—Schoolcraft grads earn nearly $75,000 in their first year, and several other community colleges report outcomes above $55,000. These disparities likely reflect regional demand differences and healthcare market variations across the state. Petoskey's location in northern Michigan may mean different employment prospects than programs near Detroit or Grand Rapids, which could explain outcomes closer to the median rather than the top tier.
For families considering this certificate, the core question is whether Petoskey's healthcare market can support the debt investment. The estimated figures suggest a manageable financial picture if outcomes align with typical Michigan nursing programs, but without actual graduate data from North Central, you're essentially betting that this program performs similarly to its peers. Contact the school directly about job placement rates and where graduates find employment—those specifics matter more than statewide estimates when the local healthcare landscape drives your child's earning potential.
Where North Central Michigan College Stands
Earnings vs. debt across all practical nursing, vocational nursing and nursing assistants certificate's programs nationally
Compare to Similar Programs in Michigan
Practical Nursing, Vocational Nursing and Nursing Assistants certificate's programs at peer institutions in Michigan (43 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $5,267 | $44,383* | — | $16,091* | — | |
| $4,448 | $75,104* | — | $21,575* | 0.29 | |
| $5,590 | $62,799* | $55,059 | $14,000* | 0.22 | |
| $6,990 | $60,995* | — | $15,601* | 0.26 | |
| $23,324 | $55,249* | $54,038 | $34,520* | 0.62 | |
| $4,640 | $54,108* | — | $14,038* | 0.26 | |
| National Median | — | $44,134* | — | $14,803* | 0.34 |
Career Paths
Occupations commonly associated with practical nursing, vocational nursing and nursing assistants graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At North Central Michigan College, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 18 similar programs in MI. Actual outcomes may vary.