Analysis
With estimated first-year earnings around $36,000 and debt near $13,000, this interdisciplinary associate's degree appears positioned above what similar programs typically deliver in Ohio, where the state median sits at just $27,036. That's a meaningful difference—roughly $9,000 more annually—though it's worth emphasizing these figures come from national and institutional benchmarks rather than tracked outcomes from North Central State graduates specifically. The debt-to-earnings ratio of 0.36 suggests manageable repayment, with graduates potentially paying off loans within a year or two if they commit significant income to that goal.
The challenge with interdisciplinary programs is their breadth cuts both ways. They offer flexibility for students still exploring career paths, but employers often prefer focused credentials. Similar programs nationally produce the $36,000 baseline this estimate draws from, yet outcomes vary wildly depending on how graduates leverage their degree—whether as a stepping stone to a bachelor's program, a complement to work experience, or a standalone credential. Ohio's competitive associate's degree market includes alternatives that lead to more clearly defined career paths, which matters when you're investing even modest amounts of borrowed money.
If your child has a specific plan for what comes after—transfer to a four-year program, advancement in a current job, or pivoting careers—this relatively low debt load makes it a defensible choice. Without that clarity, the lack of program-specific data and the inherent vagueness of interdisciplinary studies create real uncertainty about whether this investment will pay off.
Where North Central State College Stands
Earnings vs. debt across all multi/interdisciplinary studies associates's programs nationally
Compare to Similar Programs in Ohio
Multi/Interdisciplinary Studies associates's programs at peer institutions in Ohio (13 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $4,624 | $35,979* | — | $13,012* | — | |
| $3,435 | $27,036* | — | $10,089* | 0.37 | |
| National Median | — | $35,979* | — | $13,023* | 0.36 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At North Central State College, approximately 24% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 29 similar programs. Actual outcomes may vary.