Median Earnings (1yr)
$10,963
5th percentile (10th in TX)
Median Debt
$6,812
31% below national median
Debt-to-Earnings
0.62
Manageable
Sample Size
26
Limited data

Analysis

The numbers here raise red flags that parents need to see clearly. At just under $11,000 in first-year earnings, graduates are earning about a third of what typical Texas cosmetology graduates make ($16,412). This isn't a close call—the program ranks in the 10th percentile statewide, meaning 90% of comparable Texas programs deliver better earnings outcomes. For context, the top cosmetology programs in Texas see graduates earning around $26,000, more than double what this program produces.

The debt load itself isn't enormous at $6,812, but when you're earning barely minimum wage, even modest debt becomes a burden. That 0.62 debt-to-earnings ratio means graduates face nearly eight months of their annual income in debt—a particularly challenging situation when you're trying to establish yourself in a field that often requires building a client base from scratch.

The honest assessment: with 150 other cosmetology programs in Texas alone, there's no compelling reason to choose one that consistently underperforms the state median by $5,500 annually. While the small sample size (under 30 graduates) means individual outcomes vary, the pattern is concerning enough that parents should look at higher-performing programs first. If your child is set on cosmetology, compare this carefully against schools where graduates actually earn enough to comfortably service their debt and build toward financial independence.

Where North Central Texas College Stands

Earnings vs. debt across all cosmetology certificate's programs nationally

North Central Texas CollegeOther cosmetology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How North Central Texas College graduates compare to all programs nationally

North Central Texas College graduates earn $11k, placing them in the 5th percentile of all cosmetology certificate programs nationally.

Compare to Similar Programs in Texas

Cosmetology certificate's programs at peer institutions in Texas (151 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
North Central Texas College$10,963$6,8120.62
Paul Mitchell the School-Austin$26,824$28,868$10,4140.39
Champion Beauty College$26,736$19,014$10,2320.38
DuVall's School of Cosmetology$26,435$23,177$7,9170.30
Charles and Sues School of Hair Design$23,225$20,327$9,8330.42
Tint School of Makeup & Cosmetology$23,225$21,232$7,6980.33
National Median$17,113$9,8620.58

Other Cosmetology Programs in Texas

Compare tuition, earnings, and debt across Texas schools

SchoolIn-State TuitionEarnings (1yr)Debt
Paul Mitchell the School-Austin
Austin
$26,824$10,414
Champion Beauty College
Houston
$26,736$10,232
DuVall's School of Cosmetology
Bedford
$26,435$7,917
Charles and Sues School of Hair Design
Bryan
$23,225$9,833
Tint School of Makeup & Cosmetology
Irving
$23,225$7,698

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At North Central Texas College, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 26 graduates with reported earnings and 22 graduates with debt data. Small samples may not be representative.