Multi/Interdisciplinary Studies at Northeast Alabama Community College
Undergraduate Certificate or Diploma
Analysis
This certificate program sits at an unusual crossroads: it ranks dead last nationally for earnings among similar programs, yet it's actually at the median for Alabama and carries remarkably low debt. The $27,890 first-year salary falls nearly $10,000 below the national benchmark, but the $5,439 debt load is less than a third of what students typically borrow elsewhere for this credential. That creates a debt-to-earnings ratio of just 0.20—meaning graduates owe roughly two months' salary, which they can realistically pay off quickly.
The Alabama context matters here. With only four schools in the state offering this certificate, the comparison pool is limited, but Northeast Alabama's outcomes mirror the state median exactly. The credential appears designed for local workforce needs rather than high-earning career paths, which explains why 38% of students qualify for Pell grants and why earnings lag national figures so dramatically. This is fundamentally a low-cost entry point to the workforce, not a pathway to above-average income.
For families considering this program, the value proposition is straightforward: minimal financial risk with modest financial upside. If your student needs a quick, affordable credential to enter the local job market in northeast Alabama, the manageable debt makes this a reasonable choice. But if they're hoping for earnings that compete nationally or have the option to pursue more robust programs elsewhere, they should explore alternatives.
Where Northeast Alabama Community College Stands
Earnings vs. debt across all multi/interdisciplinary studies certificate's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Northeast Alabama Community College graduates compare to all programs nationally
Northeast Alabama Community College graduates earn $28k, placing them in the 5th percentile of all multi/interdisciplinary studies certificate programs nationally.
Compare to Similar Programs in Alabama
Multi/Interdisciplinary Studies certificate's programs at peer institutions in Alabama (4 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Northeast Alabama Community College | $27,890 | — | $5,439 | 0.20 |
| National Median | $37,396 | — | $16,500 | 0.44 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Northeast Alabama Community College, approximately 38% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 39 graduates with reported earnings and 34 graduates with debt data. Small samples may not be representative.