Electrical and Power Transmission Installers at Northeast Mississippi Community College

A debt-to-earnings ratio of 0.27 suggests this program could work financially, but there's a significant gap between what national peer programs produce ($44,727) and what Mississippi's electrical trades actually pay. Itawamba Community College—the only program in the state with reported outcomes—shows graduates earning $61,039 their first year, roughly $16,000 more than the national baseline used to estimate Northeast Mississippi's returns. That's a meaningful difference when you're evaluating whether your investment is competitive with other in-state options.

The estimated $12,000 debt load is manageable regardless of which earnings scenario plays out, putting students in a position to pay down loans within a year or two even at the lower national figure. But if Northeast Mississippi's program performs closer to state averages—which isn't guaranteed without actual data—graduates would see a substantially stronger financial outcome. The 58% Pell Grant rate indicates the school serves students who need their credentials to translate directly into income, making that earnings uncertainty more consequential.

Without knowing whether this program's outcomes track closer to Mississippi's higher-paying market or the national median, you're making a decision with incomplete information. The debt is low enough to limit downside risk, but confirm whether the school's graduates are actually landing the jobs that pay what Mississippi employers typically offer for this work.