Analysis
A debt-to-earnings ratio of 0.20 represents solid financial positioning for a fire protection credential—peer programs nationally suggest graduates carry less than $10,000 in debt while earning roughly $47,000 in their first year. This falls comfortably within the manageable range, though Colorado programs typically show slightly lower first-year earnings around $44,500. The figures here are estimates drawn from similar fire protection certificates nationally, so there's inherent uncertainty about Northeastern's specific outcomes.
What matters most is how this credential functions as a career entry point. Fire protection and emergency services generally offer steady employment with clear advancement paths, and the relatively low debt burden means graduates aren't financially strapped while building experience. The national benchmark suggests this type of certificate delivers consistent value across institutions, though you won't know Northeastern's exact track record until their graduate cohort grows large enough for the Department of Education to publish actual data.
For parents weighing this investment, the estimated numbers indicate reasonable financial risk for a specialized technical credential. Just understand you're relying on national patterns rather than verified outcomes from this specific program—if your student is committed to firefighting or emergency response, the low debt exposure makes this a viable stepping stone.
Where Northeastern Junior College Stands
Earnings vs. debt across all fire protection certificate's programs nationally
Compare to Similar Programs in Colorado
Fire Protection certificate's programs at peer institutions in Colorado (7 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $5,582 | $47,024* | — | $9,557* | — | |
| $2,090 | $44,470* | — | $9,750* | 0.22 | |
| National Median | — | $47,024* | — | $9,557* | 0.20 |
Career Paths
Occupations commonly associated with fire protection graduates
Fire Inspectors and Investigators
Forest Fire Inspectors and Prevention Specialists
Career/Technical Education Teachers, Postsecondary
Firefighters
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
Loss Prevention Managers
First-Line Supervisors of Firefighting and Prevention Workers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Northeastern Junior College, approximately 37% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 25 similar programs. Actual outcomes may vary.