Median Earnings (1yr)
$43,752
84th percentile (40th in AZ)
Median Debt
$21,600
20% below national median
Debt-to-Earnings
0.49
Manageable
Sample Size
552
Adequate data

Analysis

Northern Arizona University's Liberal Arts program delivers surprisingly strong financial outcomes that significantly outperform national expectations. With first-year earnings of $43,752, graduates earn $7,400 more than the national median for similar programs, placing this program in the 84th percentile nationally. The manageable debt load of $21,600—well below both national and state medians—creates a healthy debt-to-earnings ratio of 0.49, meaning graduates can reasonably expect to pay off their loans in about six months of gross salary.

However, the Arizona context reveals a more nuanced picture. While NAU's program excels nationally, it falls to the 40th percentile within Arizona, where the state median for liberal arts programs is notably higher at $49,147. This suggests Arizona's job market for liberal arts graduates is particularly robust, though NAU students still trail the top-performing ASU programs by about $5,400 annually.

The 11% earnings growth from year one to four shows steady career progression, and the robust sample size of 100+ graduates makes these figures reliable. For families prioritizing affordability with solid career prospects, this program offers excellent value—you're getting above-average national outcomes with below-average debt. Just know that within Arizona, there are higher-earning alternatives, though they may come with steeper price tags.

Where Northern Arizona University Stands

Earnings vs. debt across all liberal arts and sciences, general studies and humanities bachelors's programs nationally

Northern Arizona UniversityOther liberal arts and sciences, general studies and humanities programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Northern Arizona University graduates compare to all programs nationally

Northern Arizona University graduates earn $44k, placing them in the 84th percentile of all liberal arts and sciences, general studies and humanities bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Arizona

Liberal Arts and Sciences, General Studies and Humanities bachelors's programs at peer institutions in Arizona (7 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Northern Arizona University$43,752$48,759$21,6000.49
Arizona State University Digital Immersion$49,147$57,628$31,0000.63
Arizona State University Campus Immersion$49,147$57,628$31,0000.63
National Median$36,340—$27,0000.74

Other Liberal Arts and Sciences, General Studies and Humanities Programs in Arizona

Compare tuition, earnings, and debt across Arizona schools

SchoolIn-State TuitionEarnings (1yr)Debt
Arizona State University Digital Immersion
Scottsdale
—$49,147$31,000
Arizona State University Campus Immersion
Tempe
$12,051$49,147$31,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Northern Arizona University, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 552 graduates with reported earnings and 628 graduates with debt data. Small samples may not be representative.