Est. Earnings (1yr)
$47,670
Est. from national median (75 programs)
Est. Median Debt
$23,424
Est. from national median (80 programs)

Analysis

A bachelor's in physics represents a solid entry point into technical fields, and based on national peer programs, Northern Arizona University's graduates would enter with an estimated debt-to-earnings ratio of 0.49—manageable by most standards. The $47,670 projected first-year salary aligns with the national median for physics programs, suggesting graduates can reasonably expect to handle the $23,424 in estimated debt. For context, physics programs elsewhere in Arizona report substantially lower median earnings of $30,503, though direct comparisons are limited by small sample sizes across the state.

The real question is where physics graduates go from here. Many use this degree as a stepping stone to graduate school, engineering positions, or data science roles where earnings climb significantly. If your child plans to work immediately after graduation, first-year salaries in the mid-$40K range may feel modest given the rigor of physics coursework. The 91% admission rate at NAU means access isn't a barrier, but the relatively small number of graduates (few enough that DOE suppresses the data) raises questions about program resources and career networking opportunities compared to larger physics departments.

The numbers suggest a workable financial picture, but verify what happens to NAU physics graduates specifically. With such a small cohort, individual outcomes matter more than averages—find out about recent job placements, graduate school admissions, and whether the program connects students to research opportunities or employers in Phoenix and beyond.

Where Northern Arizona University Stands

Earnings vs. debt across all physics bachelors's programs nationally

Compare to Similar Programs in Arizona

Physics bachelors's programs at peer institutions in Arizona (5 total in state)

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
Northern Arizona UniversityFlagstaff$12,652$47,670*$23,424*
Arizona State University Digital ImmersionScottsdale$30,503**
Arizona State University Campus ImmersionTempe$12,051$30,503*$61,960$24,700*0.81
National Median$47,670*$23,304*0.49
* Estimated from similar programs

Career Paths

Occupations commonly associated with physics graduates

Physicists

Conduct research into physical phenomena, develop theories on the basis of observation and experiments, and devise methods to apply physical laws and theories.

$166,290/yrJobs growth:Doctoral or professional degree

Natural Sciences Managers

Plan, direct, or coordinate activities in such fields as life sciences, physical sciences, mathematics, statistics, and research and development in these fields.

$161,180/yrJobs growth:Bachelor's degree

Clinical Research Coordinators

Plan, direct, or coordinate clinical research projects. Direct the activities of workers engaged in clinical research projects to ensure compliance with protocols and overall clinical objectives. May evaluate and analyze clinical data.

$161,180/yrJobs growth:Bachelor's degree

Water Resource Specialists

Design or implement programs and strategies related to water resource issues such as supply, quality, and regulatory compliance issues.

$161,180/yrJobs growth:Bachelor's degree

Physics Teachers, Postsecondary

Teach courses pertaining to the laws of matter and energy. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Secondary School Teachers, Except Special and Career/Technical Education

Teach one or more subjects to students at the secondary school level.

$64,580/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Northern Arizona University, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 75 similar programs. Actual outcomes may vary.