Median Earnings (1yr)
$21,628
89th percentile (80th in MI)
Median Debt
$9,833
At national median
Debt-to-Earnings
0.45
Manageable
Sample Size
17
Limited data

Analysis

Northern Michigan University's cosmetology certificate stands out in a crowded field: graduates earn $21,628 in their first year, placing this program in the 89th percentile nationally and 80th percentile among Michigan's 41 cosmetology programs. That's 42% above the typical Michigan graduate in this field and $4,000+ above the state median. Only a handful of Michigan schools—specialized beauty academies like Taylor Andrews—report higher earnings, making this an unexpectedly strong performer for a university-based program.

The $9,833 in typical debt sits right at the median for both Michigan and national cosmetology programs, yielding a debt-to-earnings ratio of 0.45. That means graduates can expect to pay roughly half their first-year earnings toward debt—manageable in a field where many programs saddle students with similar or higher debt for lower returns. The combination of above-average earnings and average debt creates better-than-typical value in an industry where the inverse is common.

The caveat: this data reflects fewer than 30 graduates, so individual outcomes could vary more than at larger programs. Still, for families considering cosmetology training in Michigan's Upper Peninsula, this program punches well above its weight, delivering earnings that compete with specialized beauty schools in more populated areas of the state.

Where Northern Michigan University Stands

Earnings vs. debt across all cosmetology certificate's programs nationally

Northern Michigan UniversityOther cosmetology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Northern Michigan University graduates compare to all programs nationally

Northern Michigan University graduates earn $22k, placing them in the 89th percentile of all cosmetology certificate programs nationally.

Compare to Similar Programs in Michigan

Cosmetology certificate's programs at peer institutions in Michigan (41 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Northern Michigan University$21,628—$9,8330.45
Taylor Andrews Academy of Hair Design-Hair Lab Detroit Barber School$20,460$25,241$10,5560.52
Paul Mitchell the School-Great Lakes$18,580$18,042$9,8330.53
Paul Mitchell the School-Grand Rapids$18,410$24,204$9,8330.53
Douglas J Aveda Institute$18,082$21,047$9,8330.54
Twin City Beauty College$18,009$21,363$9,5000.53
National Median$17,113—$9,8620.58

Other Cosmetology Programs in Michigan

Compare tuition, earnings, and debt across Michigan schools

SchoolIn-State TuitionEarnings (1yr)Debt
Taylor Andrews Academy of Hair Design-Hair Lab Detroit Barber School
Southgate
—$20,460$10,556
Paul Mitchell the School-Great Lakes
Port Huron
—$18,580$9,833
Paul Mitchell the School-Grand Rapids
Kentwood
—$18,410$9,833
Douglas J Aveda Institute
East Lansing
—$18,082$9,833
Twin City Beauty College
Saint Joseph
—$18,009$9,500

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Northern Michigan University, approximately 27% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 17 graduates with reported earnings and 21 graduates with debt data. Small samples may not be representative.