Median Earnings (1yr)
$23,786
42nd percentile (60th in MI)
Median Debt
$27,000
7% above national median
Debt-to-Earnings
1.14
Elevated
Sample Size
107
Adequate data

Analysis

Northern Michigan's Fine and Studio Arts program manages to stand out in a challenging field, particularly if staying in Michigan. While the $23,786 starting salary sits at the state median, this program ranks in the 60th percentile statewide—meaning it outperforms more than half of Michigan's art programs. The $27,000 debt load is actually lighter than most fine arts degrees nationally (25th percentile), keeping the debt-to-earnings ratio at a manageable 1.14. More encouraging: earnings jump 31% to $31,065 by year four, eventually approaching University of Michigan levels without the competitive admissions or likely out-of-state tuition.

The tradeoff here is straightforward. Your child won't earn top-tier salaries right out of school, but they'll graduate with less debt than most art students and see meaningful income growth in those crucial early years. This matters in a field where many graduates struggle with heavy debt loads that never quite align with their earning potential. The robust sample size (100+ graduates) makes these figures reliable, not outliers.

For a student committed to studio arts who wants to stay in the Upper Midwest, this represents a relatively practical path. The value proposition improves significantly compared to pricier private art schools that would double the debt while offering similar or worse outcomes. Just ensure your child understands they're choosing passion over paycheck—even at year four, they're earning roughly what many entry-level jobs offer without a degree.

Where Northern Michigan University Stands

Earnings vs. debt across all fine and studio arts bachelors's programs nationally

Northern Michigan UniversityOther fine and studio arts programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Northern Michigan University graduates compare to all programs nationally

Northern Michigan University graduates earn $24k, placing them in the 42th percentile of all fine and studio arts bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Michigan

Fine and Studio Arts bachelors's programs at peer institutions in Michigan (29 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Northern Michigan University$23,786$31,065$27,0001.14
University of Michigan-Ann Arbor$31,367$49,529$19,3190.62
Eastern Michigan University$28,890$37,093$27,2500.94
Saginaw Valley State University$28,289$23,773——
Ferris State University$24,540$37,605$27,0001.10
Grand Valley State University$24,135$31,984$27,0001.12
National Median$24,742—$25,2951.02

Other Fine and Studio Arts Programs in Michigan

Compare tuition, earnings, and debt across Michigan schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Michigan-Ann Arbor
Ann Arbor
$17,228$31,367$19,319
Eastern Michigan University
Ypsilanti
$15,510$28,890$27,250
Saginaw Valley State University
University Center
$12,240$28,289—
Ferris State University
Big Rapids
$13,630$24,540$27,000
Grand Valley State University
Allendale
$14,628$24,135$27,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Northern Michigan University, approximately 27% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 107 graduates with reported earnings and 111 graduates with debt data. Small samples may not be representative.