Median Earnings (1yr)
$68,846
20th percentile (40th in MI)
Median Debt
$28,000
4% above national median
Debt-to-Earnings
0.41
Manageable
Sample Size
149
Adequate data

Analysis

Northern Michigan University's nursing program graduates start with respectable $68,846 salaries, but there's an unusual pattern here: earnings actually drop to $64,075 by year four. This backward trajectory is uncommon in nursing, where most graduates see steady income growth as they gain experience and additional certifications. While the program ranks at the 40th percentile among Michigan nursing schools—essentially middle-of-the-pack—it trails the state median of $74,851 by roughly $10,000 and lags significantly behind top Michigan programs like Chamberlain ($83,188) and U-M Flint ($80,029).

The $28,000 debt load is reasonable and right in line with both state and national averages, keeping that first-year debt-to-earnings ratio at a manageable 0.41. However, this moderate debt picture becomes less compelling when paired with below-average starting salaries and declining earnings. The pattern suggests graduates may face challenges in Michigan's more competitive healthcare markets or potentially relocate to areas with lower nursing salaries.

For families considering this program, understand you're looking at average debt for below-average outcomes in a state with multiple stronger options. If Northern Michigan's location works for your family or if your child qualifies for significant institutional aid that reduces that debt burden, the numbers become more palatable. Otherwise, Michigan families have better-performing nursing programs available at similar price points.

Where Northern Michigan University Stands

Earnings vs. debt across all registered nursing, nursing administration, nursing research and clinical nursing bachelors's programs nationally

Northern Michigan UniversityOther registered nursing, nursing administration, nursing research and clinical nursing programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Northern Michigan University graduates compare to all programs nationally

Northern Michigan University graduates earn $69k, placing them in the 20th percentile of all registered nursing, nursing administration, nursing research and clinical nursing bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Michigan

Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing bachelors's programs at peer institutions in Michigan (28 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Northern Michigan University$68,846$64,075$28,0000.41
Chamberlain University-Michigan$83,188$81,995$39,1460.47
University of Michigan-Flint$80,029$75,731$39,2310.49
Alma College$78,690———
Spring Arbor University$77,680$74,629$29,7480.38
Siena Heights University$77,581$68,739$27,0000.35
National Median$74,888—$27,0000.36

Other Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing Programs in Michigan

Compare tuition, earnings, and debt across Michigan schools

SchoolIn-State TuitionEarnings (1yr)Debt
Chamberlain University-Michigan
Troy
$19,686$83,188$39,146
University of Michigan-Flint
Flint
$14,014$80,029$39,231
Alma College
Alma
$47,430$78,690—
Spring Arbor University
Spring Arbor
$32,580$77,680$29,748
Siena Heights University
Adrian
$29,778$77,581$27,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Northern Michigan University, approximately 27% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 149 graduates with reported earnings and 161 graduates with debt data. Small samples may not be representative.