Analysis
A debt-to-earnings ratio of 0.19 suggests a manageable financial outcome, though it's crucial to understand that both figures here are national estimates—this specific program's actual results may differ. Fire protection associate's degrees from peer programs typically produce first-year earnings around $56,000, which would make the estimated $10,370 in debt quite reasonable. The national median debt is slightly higher at $11,250, so if Northern New Mexico College's actual costs track with or below the estimate, students could be in decent shape.
The real question is whether this particular program connects students to New Mexico's fire protection employers effectively. With 11 schools offering this credential in the state, competition exists, but none report enough graduate data for meaningful comparison. What matters most is the program's placement track record and whether it leads to professional firefighter positions versus support roles—a distinction that can mean the difference between comfortable earnings and financial strain.
For parents considering this investment, the estimated numbers suggest low financial risk if their student completes the degree efficiently. However, request concrete placement data directly from the college: where do graduates actually work, what positions do they secure, and how many find jobs within six months? Those specifics will tell you far more than these peer-based projections can.
Where Northern New Mexico College Stands
Earnings vs. debt across all fire protection associates's programs nationally
Compare to Similar Programs Nationally
Fire Protection associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $6,400 | $56,004* | — | $10,370* | — | |
| $5,400 | $91,944* | — | $6,125* | 0.07 | |
| $5,352 | $90,948* | $110,475 | $10,192* | 0.11 | |
| $25,220 | $76,032* | $71,661 | $12,609* | 0.17 | |
| $5,808 | $75,326* | $68,139 | $10,500* | 0.14 | |
| $10,110 | $70,749* | $75,553 | $21,244* | 0.30 | |
| National Median | — | $56,004* | — | $11,250* | 0.20 |
Career Paths
Occupations commonly associated with fire protection graduates
Fire Inspectors and Investigators
Forest Fire Inspectors and Prevention Specialists
Career/Technical Education Teachers, Postsecondary
Firefighters
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
Loss Prevention Managers
First-Line Supervisors of Firefighting and Prevention Workers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Northern New Mexico College, approximately 36% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 12 similar programs. Actual outcomes may vary.