Analysis
A debt-to-earnings ratio of 0.19 tells you what you need to know about this program's financial practicality: based on comparable fire protection programs nationally, graduates can expect to earn about five times their estimated debt load in their first year. That's a manageable financial start for a two-year credential, particularly in a field where hands-on training and certifications matter more than where you earned them.
What's harder to gauge is trajectory. The four-year earnings figure of $55,460 sits essentially flat with the first-year estimate of $56,004 derived from peer programs, though this could reflect career paths that prioritize stability over rapid income growth—firefighting and fire prevention positions often come with strong benefits and job security that raw salary figures don't capture. Nationally, fire protection associate's programs vary widely, with top performers reaching $75,502 at the 75th percentile, suggesting advancement opportunities exist for those who pursue additional certifications or move into specialized roles.
The bottom line: if your child is committed to fire service, an estimated $10,370 in debt for training that should yield immediate earning power represents reasonable risk. But the flat earnings progression means this path likely requires strategic career development—think fire investigation, code enforcement, or management roles—to substantially increase income over time.
Where Northland Community and Technical College Stands
Earnings vs. debt across all fire protection associates's programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Northland Community and Technical College | — | $55,460 | — |
| North Shore Community College | $90,948 | $110,475 | +21% |
| Santa Ana College | $53,847 | $95,342 | +77% |
| Purdue University Global | $70,749 | $75,553 | +7% |
| Waldorf University | $76,032 | $71,661 | -6% |
Compare to Similar Programs Nationally
Fire Protection associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $6,262 | $56,004* | $55,460 | $10,370* | — | |
| $5,400 | $91,944* | — | $6,125* | 0.07 | |
| $5,352 | $90,948* | $110,475 | $10,192* | 0.11 | |
| $25,220 | $76,032* | $71,661 | $12,609* | 0.17 | |
| $5,808 | $75,326* | $68,139 | $10,500* | 0.14 | |
| $10,110 | $70,749* | $75,553 | $21,244* | 0.30 | |
| National Median | — | $56,004* | — | $11,250* | 0.20 |
Career Paths
Occupations commonly associated with fire protection graduates
Fire Inspectors and Investigators
Forest Fire Inspectors and Prevention Specialists
Career/Technical Education Teachers, Postsecondary
Firefighters
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
Loss Prevention Managers
First-Line Supervisors of Firefighting and Prevention Workers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Northland Community and Technical College, approximately 22% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 12 similar programs. Actual outcomes may vary.