Median Earnings (1yr)
$26,859
24th percentile
Median Debt
$27,000
8% above national median
Debt-to-Earnings
1.01
Elevated
Sample Size
60
Adequate data

Analysis

Northpoint's Biblical Studies program ranks in the 60th percentile among Massachusetts schools—a meaningful distinction in a state where this degree typically starts at $25,644. While the first-year salary of $26,859 barely edges out the state median, earnings jump to $36,538 by year four, outpacing both state and national averages. That 36% growth trajectory suggests graduates find their footing in ministry or related fields after an understandably modest start.

The debt load of $27,000 is manageable but not trivial, creating a roughly 1:1 ratio with first-year earnings. For context, this sits below the national median debt for the program, and with 63% of students receiving Pell grants, many families here are making this work without excessive borrowing. The key question is whether your child has a clear vocational calling—these numbers make sense for someone committed to ministry or faith-based work, but they'd be concerning for someone uncertain about their path.

If your child is genuinely called to ministry and willing to accept nonprofit-sector compensation, this program delivers better-than-average outcomes for Massachusetts. The earnings growth shows it's not a dead end. But if they're exploring options or hoping for financial flexibility after graduation, the sub-$27,000 starting point will feel limiting.

Where Northpoint Bible College Stands

Earnings vs. debt across all bible/biblical studies bachelors's programs nationally

Northpoint Bible CollegeOther bible/biblical studies programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Northpoint Bible College graduates compare to all programs nationally

Northpoint Bible College graduates earn $27k, placing them in the 24th percentile of all bible/biblical studies bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Massachusetts

Bible/Biblical Studies bachelors's programs at peer institutions in Massachusetts (4 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Northpoint Bible College$26,859$36,538$27,0001.01
Boston Baptist College$24,429—$22,2500.91
National Median$33,918—$25,0000.74

Other Bible/Biblical Studies Programs in Massachusetts

Compare tuition, earnings, and debt across Massachusetts schools

SchoolIn-State TuitionEarnings (1yr)Debt
Boston Baptist College
Boston
$14,304$24,429$22,250

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Northpoint Bible College, approximately 63% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.