Analysis
A debt-to-earnings ratio under 0.5 is relatively manageable, but the real question for Northwest Nazarene's physics program is whether these estimated figures translate to actual opportunities for graduates from a smaller private university. Based on comparable bachelor's programs nationally, first-year earnings around $47,600 would position graduates slightly above Idaho's state median for physics degrees ($45,800), though the debt load of $23,100—while below the national median—still represents nearly half a year's starting salary. For a physics degree, which often requires graduate school for research positions, that initial earning power matters less than the foundation it provides for advanced study.
The challenge here is context: with only five physics programs in Idaho and data suppression at Northwest Nazarene due to small cohort sizes, it's difficult to gauge how this particular program's graduates fare in the job market. Physics degrees from similar institutions nationally produce these outcomes, but local factors—internship networks, research opportunities, graduate school placement—vary significantly. Boise State's reported figure of $45,800 suggests Idaho's physics market may not offer premium wages, making the private school premium less justifiable unless Northwest Nazarene provides distinctive advantages in mentorship or placement.
For parents, the modest debt load works in your favor, but verify what percentage of graduates continue to graduate programs versus entering the workforce directly. If most physics majors here pursue advanced degrees, that $23,000 debt becomes the first installment of a longer educational journey.
Where Northwest Nazarene University Stands
Earnings vs. debt across all physics bachelors's programs nationally
Compare to Similar Programs in Idaho
Physics bachelors's programs at peer institutions in Idaho (5 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $39,370 | $47,670* | — | $23,120* | — | |
| $8,782 | $45,813* | — | $26,175* | 0.57 | |
| National Median | — | $47,670* | — | $23,304* | 0.49 |
Career Paths
Occupations commonly associated with physics graduates
Physicists
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Physics Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Northwest Nazarene University, approximately 29% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 75 similar programs. Actual outcomes may vary.