Median Earnings (1yr)
$28,706
61st percentile
60th percentile in Michigan
Median Debt
$11,422
4% above national median

Analysis

Northwestern Michigan College's Liberal Arts associate degree produces graduates earning around $28,700—solidly above the national median and right in line with Michigan's typical outcomes for this program. With manageable debt at $11,422, the 0.40 debt-to-earnings ratio means graduates face roughly 5 months of earnings in student loans, which is reasonable by community college standards. The program ranks in the 60th percentile statewide, meaning it outperforms most Michigan liberal arts programs while keeping costs in check.

The challenge here isn't the debt or initial placement—it's the career trajectory. Earnings essentially flatline over the first four years, stagnating at around $28,500 rather than growing. Compare this to top Michigan programs at Oakland CC or Grand Rapids CC, where liberal arts graduates earn $33,000-$37,000 annually. That $5,000-$9,000 gap compounds significantly over a career. The strong sample size (100+ graduates) confirms this isn't a data quirk but a consistent pattern.

For families viewing this as a transfer pathway to a bachelor's degree, the modest debt and decent initial placement make sense as a stepping stone. But if your child plans to enter the workforce with just this associate degree, understand they're looking at below-average wages for the region with little near-term growth potential. The value proposition depends entirely on whether this is a complete credential or the first chapter of a longer educational story.

Where Northwestern Michigan College Stands

Earnings vs. debt across all liberal arts and sciences, general studies and humanities associates's programs nationally

Earnings Distribution

How Northwestern Michigan College graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Northwestern Michigan College$28,706$28,544-1%
Lake Superior State University$33,753$42,690+26%
Lake Michigan College$21,526$40,776+89%
Delta College$28,721$40,724+42%
Macomb Community College$29,791$39,937+34%

Compare to Similar Programs in Michigan

Liberal Arts and Sciences, General Studies and Humanities associates's programs at peer institutions in Michigan (49 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Northwestern Michigan CollegeTraverse City$5,350$28,706$28,544$11,4220.40
Oakland Community CollegeAuburn Hills$3,020$37,347$35,678$12,8430.34
Grand Rapids Community CollegeGrand Rapids$4,059$33,777$36,125$13,6440.40
Lake Superior State UniversitySault Ste Marie$14,266$33,753$42,690$16,8810.50
Kalamazoo Valley Community CollegeKalamazoo$4,046$33,055$37,470$14,6650.44
Kellogg Community CollegeBattle Creek$3,798$32,616$31,533$15,0570.46
National Median$27,248$10,9500.40

Career Paths

Occupations commonly associated with liberal arts and sciences, general studies and humanities graduates

Postsecondary Teachers, All Other

All postsecondary teachers not listed separately.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Northwestern Michigan College, approximately 28% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 118 graduates with reported earnings and 191 graduates with debt data. Small samples may not be representative.