Median Earnings (1yr)
$28,706
61st percentile (60th in MI)
Median Debt
$11,422
4% above national median
Debt-to-Earnings
0.40
Manageable
Sample Size
118
Adequate data

Analysis

Northwestern Michigan College's Liberal Arts associate degree produces graduates earning around $28,700—solidly above the national median and right in line with Michigan's typical outcomes for this program. With manageable debt at $11,422, the 0.40 debt-to-earnings ratio means graduates face roughly 5 months of earnings in student loans, which is reasonable by community college standards. The program ranks in the 60th percentile statewide, meaning it outperforms most Michigan liberal arts programs while keeping costs in check.

The challenge here isn't the debt or initial placement—it's the career trajectory. Earnings essentially flatline over the first four years, stagnating at around $28,500 rather than growing. Compare this to top Michigan programs at Oakland CC or Grand Rapids CC, where liberal arts graduates earn $33,000-$37,000 annually. That $5,000-$9,000 gap compounds significantly over a career. The strong sample size (100+ graduates) confirms this isn't a data quirk but a consistent pattern.

For families viewing this as a transfer pathway to a bachelor's degree, the modest debt and decent initial placement make sense as a stepping stone. But if your child plans to enter the workforce with just this associate degree, understand they're looking at below-average wages for the region with little near-term growth potential. The value proposition depends entirely on whether this is a complete credential or the first chapter of a longer educational story.

Where Northwestern Michigan College Stands

Earnings vs. debt across all liberal arts and sciences, general studies and humanities associates's programs nationally

Northwestern Michigan CollegeOther liberal arts and sciences, general studies and humanities programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Northwestern Michigan College graduates compare to all programs nationally

Northwestern Michigan College graduates earn $29k, placing them in the 61th percentile of all liberal arts and sciences, general studies and humanities associates programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Michigan

Liberal Arts and Sciences, General Studies and Humanities associates's programs at peer institutions in Michigan (49 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Northwestern Michigan College$28,706$28,544$11,4220.40
Oakland Community College$37,347$35,678$12,8430.34
Grand Rapids Community College$33,777$36,125$13,6440.40
Lake Superior State University$33,753$42,690$16,8810.50
Kalamazoo Valley Community College$33,055$37,470$14,6650.44
Kellogg Community College$32,616$31,533$15,0570.46
National Median$27,248—$10,9500.40

Other Liberal Arts and Sciences, General Studies and Humanities Programs in Michigan

Compare tuition, earnings, and debt across Michigan schools

SchoolIn-State TuitionEarnings (1yr)Debt
Oakland Community College
Auburn Hills
$3,020$37,347$12,843
Grand Rapids Community College
Grand Rapids
$4,059$33,777$13,644
Lake Superior State University
Sault Ste Marie
$14,266$33,753$16,881
Kalamazoo Valley Community College
Kalamazoo
$4,046$33,055$14,665
Kellogg Community College
Battle Creek
$3,798$32,616$15,057

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Northwestern Michigan College, approximately 28% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 118 graduates with reported earnings and 191 graduates with debt data. Small samples may not be representative.