Analysis
A bachelor's degree in Human Services from Notre Dame de Namur carries an estimated $31,250 in debt—roughly in line with both state and national norms for this field. The concerning part is what similar programs typically produce in first-year earnings: around $36,630 nationally, with California programs averaging slightly higher at $38,528. That debt-to-earnings ratio of 0.85 means graduates would owe nearly a full year's salary right out of the gate, a challenging starting position for a helping profession known for modest pay scales.
The picture improves considerably by year four, when this program's graduates earn a median of $62,448—a substantial jump that suggests career progression is possible. However, that first year matters enormously when you're managing $31,000 in student loans on a $36,000 salary. For context, the top-performing Human Services programs in California report first-year earnings only slightly higher, topping out around $39,500. This isn't a program-specific problem; it's a field-wide reality that human services work typically doesn't command high starting salaries despite requiring a four-year degree.
Your child needs to enter this field with clear eyes about those early-career finances. If they're committed to human services work, looking for employer-sponsored loan repayment programs or public service loan forgiveness options should be part of the graduation plan, not an afterthought.
Where Notre Dame de Namur University Stands
Earnings vs. debt across all human services bachelors's programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Notre Dame de Namur University | — | $62,448 | — |
| California State University-Monterey Bay | $37,501 | $52,771 | +41% |
| University of Delaware | $32,812 | $51,146 | +56% |
| Fitchburg State University | $45,641 | $48,365 | +6% |
| University of Phoenix-California | $39,554 | $39,966 | +1% |
Compare to Similar Programs in California
Human Services bachelors's programs at peer institutions in California (8 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| — | $36,630* | $62,448 | $31,250 | — | |
| — | $39,554* | $39,966 | $50,140 | 1.27 | |
| $7,437 | $37,501* | $52,771 | $14,480 | 0.39 | |
| National Median | — | $36,630* | — | $31,573 | 0.86 |
Career Paths
Occupations commonly associated with human services graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 84 similar programs. Actual outcomes may vary.