Median Earnings (1yr)
$30,724
22nd percentile (40th in AL)
Median Debt
$51,250
90% above national median
Debt-to-Earnings
1.67
Elevated
Sample Size
17
Limited data

Analysis

Oakwood's liberal arts program graduates carry nearly double their first-year salary in debt—an unusually heavy burden for this field. With median debt of $51,250 against just $30,724 in early earnings, graduates face a financial reality that ranks among the worst 5% nationally for debt levels. Even within Alabama, where liberal arts graduates generally earn modestly, this program sits at the state median for earnings but with debt nearly twice the typical $29,750 Alabama students carry.

The small graduating class (under 30 students) means these numbers could swing considerably year to year, but the pattern is concerning: graduates here earn $5,600 less than the national liberal arts median while shouldering almost double the typical debt load. For context, Athens State and UAB liberal arts graduates in Alabama start $10,000-$20,000 higher. Nearly half of Oakwood students receive Pell grants, suggesting many families are already stretching financially—making this debt burden particularly risky.

If your child is drawn to Oakwood specifically, understand they'll likely need a clear plan for managing substantial debt on entry-level earnings. For a general liberal arts degree without a specific career path requiring this institution, the debt-to-earnings mathematics argue strongly for exploring Alabama's public universities, where comparable programs come with far less financial weight.

Where Oakwood University Stands

Earnings vs. debt across all liberal arts and sciences, general studies and humanities bachelors's programs nationally

Oakwood UniversityOther liberal arts and sciences, general studies and humanities programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Oakwood University graduates compare to all programs nationally

Oakwood University graduates earn $31k, placing them in the 22th percentile of all liberal arts and sciences, general studies and humanities bachelors programs nationally.

Compare to Similar Programs in Alabama

Liberal Arts and Sciences, General Studies and Humanities bachelors's programs at peer institutions in Alabama (16 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Oakwood University$30,724—$51,2501.67
Athens State University$50,903$40,020$27,8390.55
University of Alabama at Birmingham$40,968$41,150$28,5000.70
Jacksonville State University$30,939$39,414$27,5460.89
Alabama A & M University$28,877$39,750$33,0001.14
National Median$36,340—$27,0000.74

Other Liberal Arts and Sciences, General Studies and Humanities Programs in Alabama

Compare tuition, earnings, and debt across Alabama schools

SchoolIn-State TuitionEarnings (1yr)Debt
Athens State University
Athens
—$50,903$27,839
University of Alabama at Birmingham
Birmingham
$8,832$40,968$28,500
Jacksonville State University
Jacksonville
$12,426$30,939$27,546
Alabama A & M University
Normal
$10,024$28,877$33,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Oakwood University, approximately 47% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 17 graduates with reported earnings and 29 graduates with debt data. Small samples may not be representative.