Median Earnings (1yr)
$25,647
38th percentile (60th in NJ)
Median Debt
$10,749
2% below national median
Debt-to-Earnings
0.42
Manageable
Sample Size
368
Adequate data

Analysis

Ocean County College's liberal arts program stands out for its impressive earnings trajectory, with graduates seeing their income jump 41% from $25,647 in year one to $36,192 by year four. This growth pattern significantly outpaces typical associate degree outcomes and transforms what initially appears to be below-average starting pay into solid mid-career earnings.

Within New Jersey, this program performs better than expected, ranking in the 60th percentile among state schools despite sitting in just the 38th percentile nationally. The debt load of $10,749 is manageable and slightly below the national median, creating a debt-to-earnings ratio of 0.42 that's quite reasonable for a two-year degree. Compared to top-performing NJ programs like Thomas Edison State ($50,524) or Rowan Burlington County ($28,376), Ocean County starts lower but the strong growth trajectory helps narrow that gap over time.

For parents considering this program, the key insight is that patience pays off here. While your child may start with modest earnings, the substantial income growth by year four suggests the degree provides a solid foundation for career advancement. At under $11,000 in debt, the financial risk is relatively low, making this a sensible choice for students who plan to work their way up or use the associate degree as a stepping stone to further education.

Where Ocean County College Stands

Earnings vs. debt across all liberal arts and sciences, general studies and humanities associates's programs nationally

Ocean County CollegeOther liberal arts and sciences, general studies and humanities programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Ocean County College graduates compare to all programs nationally

Ocean County College graduates earn $26k, placing them in the 38th percentile of all liberal arts and sciences, general studies and humanities associates programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in New Jersey

Liberal Arts and Sciences, General Studies and Humanities associates's programs at peer institutions in New Jersey (29 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Ocean County College$25,647$36,192$10,7490.42
Thomas Edison State University$50,524$52,762$16,0000.32
Rowan College at Burlington County$28,376$39,895$9,5000.33
Camden County College$27,655$42,123$9,7890.35
Mercer County Community College$27,586$34,928$5,8700.21
Middlesex College$26,693$38,761$8,6600.32
National Median$27,248$10,9500.40

Other Liberal Arts and Sciences, General Studies and Humanities Programs in New Jersey

Compare tuition, earnings, and debt across New Jersey schools

SchoolIn-State TuitionEarnings (1yr)Debt
Thomas Edison State University
Trenton
$6,638$50,524$16,000
Rowan College at Burlington County
Mount Laurel
$4,968$28,376$9,500
Camden County College
Blackwood
$3,960$27,655$9,789
Mercer County Community College
West Windsor
$5,082$27,586$5,870
Middlesex College
Edison
$4,524$26,693$8,660

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Ocean County College, approximately 27% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 368 graduates with reported earnings and 636 graduates with debt data. Small samples may not be representative.