Liberal Arts and Sciences, General Studies and Humanities at Ohio University-Chillicothe Campus

Ohio University-Chillicothe's liberal arts associate program commands premium debt levels—more than double the national median at $23,228—but the earnings justify this investment in the short term. Graduates earn $36,942 in their first year, ranking in the 95th percentile nationally and significantly above both national ($27,248) and Ohio ($33,847) medians for this field. The debt-to-earnings ratio of 0.63 is quite manageable compared to many college programs.

However, the earnings trajectory tells a troubling story. By the fourth year, median earnings drop to $30,774—a 17% decline that essentially erases the program's initial advantage. While graduates still earn slightly above the state median at that point, they're now carrying debt that may take longer to pay off given the reduced income trajectory.

Among Ohio's 76 programs in this field, this ranks solidly in the 60th percentile for earnings, though several competitors like Marion Technical College significantly outperform it. For families considering this investment, the program offers strong immediate employment prospects but questionable long-term earning potential. The combination of above-average debt and declining earnings means students should have clear post-graduation plans that leverage the degree effectively, rather than viewing it as a general credential.