Entrepreneurial and Small Business Operations at Orangeburg Calhoun Technical College
Undergraduate Certificate or Diploma
octech.eduAnalysis
A debt load near $19,000 for a certificate program deserves scrutiny, especially when comparable programs in South Carolina typically see half that amount—around $11,300. The earnings estimate here comes from national peer programs and suggests roughly $42,000 in first-year income, but other South Carolina schools with actual reported data show graduates earning closer to $32,000. That gap matters when you're servicing nearly twice the debt of your in-state competitors.
The debt-to-earnings ratio sits at 0.45, which sounds manageable on paper, but consider what this means practically: if the South Carolina earnings pattern holds and your child earns in the low $30,000s rather than low $40,000s, that $19,000 debt becomes a heavier burden. For a certificate program serving a population where 43% of students need Pell grants, starting a business career with substantial debt can limit the very risk-taking and capital flexibility that entrepreneurship requires.
Before committing, find out why this program's estimated debt runs so much higher than other technical colleges in the state. The smaller debt loads at peer institutions suggest there may be more affordable paths to the same credential—and in entrepreneurship, keeping your fixed costs low from the start isn't just smart finance, it's foundational business strategy.
Where Orangeburg Calhoun Technical College Stands
Earnings vs. debt across all entrepreneurial and small business operations certificate's programs nationally
Compare to Similar Programs in South Carolina
Entrepreneurial and Small Business Operations certificate's programs at peer institutions in South Carolina (7 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $4,970 | $41,685* | — | $18,788* | — | |
| $5,512 | $31,868* | — | $11,302* | 0.35 | |
| National Median | — | $41,684* | — | $18,788* | 0.45 |
Career Paths
Occupations commonly associated with entrepreneurial and small business operations graduates
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Business Teachers, Postsecondary
Personal Service Managers, All Other
Fitness and Wellness Coordinators
Spa Managers
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
Loss Prevention Managers
Wind Energy Operations Managers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Orangeburg Calhoun Technical College, approximately 43% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 8 similar programs. Actual outcomes may vary.