Analysis
The estimated debt-to-earnings ratio of 0.49 suggests a manageable financial picture, though Oregon Institute of Technology's business program comes with an important caveat: the earnings and debt figures here are derived from peer institutions nationally, not actual outcomes from Oregon Tech graduates. What we can say is that similar business bachelor's programs nationwide typically produce first-year earnings around $50,740—significantly higher than the $37,585 median for Oregon business programs. If Oregon Tech's outcomes align with these national patterns rather than state averages, that would represent a meaningful advantage.
The estimated $24,621 in debt sits just below the national median, which should be serviceable on projected first-year earnings. However, Portland State's business graduates—the only Oregon program with reported data—earn just $37,585, which would make the debt burden considerably heavier. The wide gap between national estimates and Oregon's actual reported outcomes raises questions about which trajectory Oregon Tech's graduates actually follow.
Given Oregon Tech's technical focus and 92% admission rate, this program could offer solid value if it achieves outcomes closer to national norms. But without confirmed data from the school itself, you're essentially betting on whether Oregon Tech bucks Oregon's lower business program earnings trend. If your student has admission to Portland State or other Oregon schools with transparent outcomes, those known quantities might provide more certainty than estimates, even if the projections here look promising.
Where Oregon Institute of Technology Stands
Earnings vs. debt across all business, management, marketing, bachelors's programs nationally
Compare to Similar Programs in Oregon
Business, Management, Marketing, bachelors's programs at peer institutions in Oregon (5 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $12,687 | $50,740* | — | $24,621* | — | |
| $11,238 | $37,585* | $54,093 | $20,250* | 0.54 | |
| National Median | — | $50,740* | — | $26,000* | 0.51 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Oregon Institute of Technology, approximately 19% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 31 similar programs. Actual outcomes may vary.