Median Earnings (1yr)
$74,179
76th percentile (60th in CO)
Median Debt
$31,376
51% above national median
Debt-to-Earnings
0.42
Manageable
Sample Size
37
Adequate data

Analysis

Otero College's nursing program delivers strong starting salaries but comes with a significant price tag. Graduates earn $74,179 in their first year—well above Colorado's median of $71,592 and ranking in the 76th percentile nationally. However, they carry $31,376 in debt, substantially higher than both the state median ($22,422) and national average ($20,751). That puts this program in the 12th percentile for debt nationally, meaning 88% of comparable nursing programs saddle students with less borrowing.

The debt-to-earnings ratio of 0.42 remains manageable for a nursing career, and graduates can likely handle monthly payments on strong nursing salaries. What's less clear is why earnings slip to $71,733 by year four—a 3% decline that's unusual for a field where nurses typically gain earning power with experience. This could reflect workforce mobility patterns in rural Colorado or simply variation in a moderate sample size.

The comparison to other Colorado community colleges is telling: Morgan and Front Range produce slightly higher earners with less debt burden. If you're La Junta-local, the convenience may justify the premium. But for families shopping statewide, Otero's nursing program costs more than most alternatives while delivering middle-of-the-pack Colorado outcomes. The strong first-year salary provides a solid foundation, but the debt load means your child will spend more time paying off this credential than peers at comparable programs.

Where Otero College Stands

Earnings vs. debt across all registered nursing, nursing administration, nursing research and clinical nursing associates's programs nationally

Otero CollegeOther registered nursing, nursing administration, nursing research and clinical nursing programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Otero College graduates compare to all programs nationally

Otero College graduates earn $74k, placing them in the 76th percentile of all registered nursing, nursing administration, nursing research and clinical nursing associates programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Colorado

Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing associates's programs at peer institutions in Colorado (15 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Otero College$74,179$71,733$31,3760.42
Morgan Community College$76,759$62,032$17,2380.22
Front Range Community College$76,014$66,118$30,6250.40
Arapahoe Community College$73,926$72,780$30,7500.42
Pikes Peak State College$72,869$69,621$21,1310.29
Pueblo Community College$72,520$75,542$22,4220.31
National Median$68,409—$20,7510.30

Other Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing Programs in Colorado

Compare tuition, earnings, and debt across Colorado schools

SchoolIn-State TuitionEarnings (1yr)Debt
Morgan Community College
Fort Morgan
$4,127$76,759$17,238
Front Range Community College
Westminster
$4,740$76,014$30,625
Arapahoe Community College
Littleton
$4,308$73,926$30,750
Pikes Peak State College
Colorado Springs
$4,302$72,869$21,131
Pueblo Community College
Pueblo
$4,883$72,520$22,422

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Otero College, approximately 34% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 37 graduates with reported earnings and 47 graduates with debt data. Small samples may not be representative.