Analysis
A debt-to-earnings ratio of 0.42 suggests manageable financial pressure for Ouachita Baptist's Applied Mathematics bachelor's—at least based on what similar programs nationally produce. With estimated debt around $25,000 and first-year earnings near $61,000, graduates from comparable programs typically face a reasonable path to repayment. That's about five months of gross pay to cover the debt, which falls comfortably below the concerning 1.0 threshold where annual earnings barely exceed what you owe.
The challenge here is context. Ouachita is the only school in Arkansas with a reported Applied Mathematics program, so there's no in-state comparison point. The earnings estimate comes from the national median across 44 programs, which span everything from small private colleges to major research universities. Applied math credentials can lead to vastly different career paths—data science, actuarial work, engineering support, or graduate school—and those trajectories carry wildly different starting salaries. The $61,000 figure represents a middle ground that may or may not reflect what Ouachita's specific curriculum and alumni network deliver.
For anxious parents, this comes down to trust in the school's placement outcomes despite limited hard data. If your student is genuinely interested in quantitative fields and Ouachita offers the academic rigor and career support to match, the estimated financial profile looks workable. But verify what recent graduates are actually doing—job placements, graduate school acceptances, employer connections—since the numbers here reflect peer programs, not this particular pathway.
Where Ouachita Baptist University Stands
Earnings vs. debt across all applied mathematics bachelors's programs nationally
Compare to Similar Programs Nationally
Applied Mathematics bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $32,480 | $60,930* | — | $25,421* | — | |
| $59,076 | $114,279* | $166,324 | —* | — | |
| $68,230 | $99,193* | $125,979 | $10,000* | 0.10 | |
| $60,952 | $97,700* | — | $25,841* | 0.26 | |
| $65,997 | $94,684* | — | —* | — | |
| $69,045 | $91,559* | — | —* | — | |
| National Median | — | $60,930* | — | $21,393* | 0.35 |
Career Paths
Occupations commonly associated with applied mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Actuaries
Economists
Environmental Economists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Ouachita Baptist University, approximately 23% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 44 similar programs. Actual outcomes may vary.