Analysis
A private Baptist university charging students $27,000 in debt for a social sciences degree that peers suggest will earn $36,279 in the first year creates a financial equation worth examining carefully. While these figures come from comparable programs nationally rather than Ouachita's own graduates, they indicate a debt load just above the national median for this field, paired with earnings right at the national benchmark. The 0.74 debt-to-earnings ratio sits in manageable territory—you'd be borrowing less than a year's salary—but the modest starting salary means loan payments will still claim a meaningful chunk of monthly income.
The real question is whether the smaller, faith-based environment at Ouachita justifies nearly matching the debt load of the national median when earnings track identically to what larger, potentially less expensive state schools produce. Social sciences degrees are notoriously broad—launching careers in everything from nonprofit work to business—so your child's specific career path and network connections matter enormously here. If Ouachita's tight-knit community and mission alignment create opportunities that translate to better job placement or graduate school admissions, the investment could work. But if this is mainly about getting a general liberal arts credential, you're paying private school prices for public school outcomes based on what peer programs suggest. Have frank conversations about career plans before signing these loan documents.
Where Ouachita Baptist University Stands
Earnings vs. debt across all social sciences bachelors's programs nationally
Compare to Similar Programs Nationally
Social Sciences bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $32,480 | $36,279* | — | $27,000* | — | |
| $14,850 | $61,109* | $97,257 | $15,000* | 0.25 | |
| $7,410 | $54,265* | — | $12,500* | 0.23 | |
| $17,239 | $51,753* | $59,341 | $25,000* | 0.48 | |
| $65,168 | $48,243* | $61,389 | —* | — | |
| $11,380 | $45,509* | — | —* | — | |
| National Median | — | $36,279* | — | $25,500* | 0.70 |
Career Paths
Occupations commonly associated with social sciences graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Ouachita Baptist University, approximately 23% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 33 similar programs. Actual outcomes may vary.