Analysis
The stark gap between national and Ohio earnings patterns raises important questions about this program's value. While similar fire protection associate's programs nationally suggest first-year earnings around $56,000, Ohio's median for this credential sits at $91,944—a $35,000 difference that could fundamentally change the return on investment. Cincinnati State's graduates, for instance, earn that higher Ohio figure. Without knowing where Owens graduates actually land on that spectrum, you're essentially betting on whether this program connects to Ohio's better-paying fire protection roles or tracks closer to the national average.
The estimated debt load of $10,370 seems manageable against either earnings scenario—it represents less than 20% of even the conservative national estimate. That's a reassuringly low hurdle for a technical credential. The real uncertainty is whether graduates secure positions with municipal fire departments and larger districts (which drive Ohio's higher median) or end up in inspection, prevention, or private sector roles that might pay closer to national norms.
Given Ohio's strong fire protection job market, this program could be an excellent investment—but you'll want to dig into Owens' specific placement outcomes. Ask where recent graduates are working, which departments hire from this program, and what percentage land full-time firefighter positions versus related roles. The debt picture is solid; the earnings picture depends entirely on job placement, which these estimates can't reveal.
Where Owens Community College Stands
Earnings vs. debt across all fire protection associates's programs nationally
Compare to Similar Programs in Ohio
Fire Protection associates's programs at peer institutions in Ohio (15 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $5,750 | $56,004* | — | $10,370* | — | |
| $5,400 | $91,944* | — | $6,125* | 0.07 | |
| National Median | — | $56,004* | — | $11,250* | 0.20 |
Career Paths
Occupations commonly associated with fire protection graduates
Fire Inspectors and Investigators
Forest Fire Inspectors and Prevention Specialists
Career/Technical Education Teachers, Postsecondary
Firefighters
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
Loss Prevention Managers
First-Line Supervisors of Firefighting and Prevention Workers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Owens Community College, approximately 22% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 12 similar programs. Actual outcomes may vary.