Analysis
At $8,000 in debt, this fire protection certificate appears manageable on paper, though the figures come from broader patterns since Owens had too few graduates to report independently. Similar programs across Ohio carry the same median debt load, while national fire protection certificates typically run slightly higher at $9,557. With estimated first-year earnings around $47,000, the debt-to-earnings ratio of 0.17 suggests graduates could pay off loans relatively quickly—assuming these estimates hold true for Owens specifically.
The credential itself occupies middle ground among Ohio fire protection programs. Peer schools with actual reported data show Butler Tech graduates earning $47,379 and Great Oaks graduates at $41,349, bracketing the estimated figure for Owens. Fire protection training generally leads to stable public sector employment, which may explain why these programs cluster within a narrow earnings band. The real question is whether Owens delivers the certifications and hands-on training that matter to Ohio fire departments—something earnings data alone can't capture.
For parents weighing this investment, the low debt figure is the strongest signal here. Even if actual outcomes deviate somewhat from these peer-based estimates, it's hard to get into serious financial trouble at $8,000. The uncertainty around job placement rates and certification pass rates matters more than the estimates themselves. Before committing, verify what percentage of Owens fire protection students actually complete their certifications and land jobs in the field—those metrics will tell you more about this specific program's value than statewide averages can.
Where Owens Community College Stands
Earnings vs. debt across all fire protection certificate's programs nationally
Compare to Similar Programs in Ohio
Fire Protection certificate's programs at peer institutions in Ohio (24 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $5,750 | $47,024* | — | $8,000* | — | |
| — | $47,379* | — | $6,607* | 0.14 | |
| — | $41,349* | — | $8,000* | 0.19 | |
| National Median | — | $47,024* | — | $9,557* | 0.20 |
Career Paths
Occupations commonly associated with fire protection graduates
Fire Inspectors and Investigators
Forest Fire Inspectors and Prevention Specialists
Career/Technical Education Teachers, Postsecondary
Firefighters
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
Loss Prevention Managers
First-Line Supervisors of Firefighting and Prevention Workers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Owens Community College, approximately 22% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 25 similar programs. Actual outcomes may vary.