Median Earnings (1yr)
$44,899
95th percentile
60th percentile in Kentucky
Est. Median Debt
$8,525
Est. from KY median (4 programs)

Analysis

Owensboro's HVAC program produces exceptionally strong first-year earnings of $44,899—placing it in the 95th percentile nationally and solidly above the national median of $35,749. While the debt figure of $8,525 is estimated from comparable Kentucky programs (actual outcomes weren't reported due to small graduate samples), this estimate suggests a debt load of just 19% of first-year earnings, well below what most vocational programs require.

The earnings performance here is particularly impressive given the limitations. At $44,899, graduates from this program appear to be landing good-paying HVAC jobs right away, outperforming most programs nationally even if they're in the middle of the pack among Kentucky's 15 HVAC offerings. The state's top program at Southcentral Kentucky reports only slightly higher earnings at $46,451, meaning Owensboro appears competitive with the best in-state options.

For parents concerned about return on investment, the fundamentals look sound even with estimated debt: strong immediate earnings in a field with consistent demand, and a debt burden that—based on similar Kentucky programs—should be manageable on a technician's salary. The main uncertainty is whether actual debt for Owensboro graduates specifically aligns with the state estimate, but even if it runs somewhat higher, the earnings performance suggests graduates should have the income to handle it.

Where Owensboro Community and Technical College Stands

Earnings vs. debt across all heating, air conditioning, ventilation and refrigeration maintenance technology/technician (hac, hacr, hvac, hvacr) certificate's programs nationally

Earnings Distribution

How Owensboro Community and Technical College graduates compare to all programs nationally

Compare to Similar Programs in Kentucky

Heating, Air Conditioning, Ventilation and Refrigeration Maintenance Technology/Technician (HAC, HACR, HVAC, HVACR) certificate's programs at peer institutions in Kentucky (15 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median Debt*Debt/Earnings
Owensboro Community and Technical CollegeOwensboro$4,656$44,899—$8,525*—
Southcentral Kentucky Community and Technical CollegeBowling Green$4,656$46,451——*—
Bluegrass Community and Technical CollegeLexington$4,706$41,731—$8,250*0.20
Interactive College of Technology-NewportNewport$10,970$41,374$43,851$11,106*0.27
Maysville Community and Technical CollegeMaysville$4,656$39,622—$6,760*0.17
Jefferson Community and Technical CollegeLouisville$4,706$37,460—$11,584*0.31
National Median—$35,749—$10,223*0.29
* Estimated from similar programs

Career Paths

Occupations commonly associated with heating, air conditioning, ventilation and refrigeration maintenance technology/technician (hac, hacr, hvac, hvacr) graduates

Heating, Air Conditioning, and Refrigeration Mechanics and Installers

Install or repair heating, central air conditioning, HVAC, or refrigeration systems, including oil burners, hot-air furnaces, and heating stoves.

$59,810/yrJobs growth:Postsecondary nondegree award
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Owensboro Community and Technical College, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.