Liberal Arts and Sciences, General Studies and Humanities at Ozarks Technical Community College

Ozarks Technical Community College's liberal arts associate degree offers solid value for students seeking an affordable entry point into higher education. With median debt of just $12,567 and first-year earnings of $26,787, graduates face a manageable debt-to-earnings ratio of 0.47—well below concerning levels. The program ranks in the 60th percentile among Missouri's 27 liberal arts programs, placing it comfortably above the state median of $26,514.

While earnings start slightly below the national average, graduates see healthy 17% income growth by year four, reaching $31,358. This trajectory suggests the degree provides a foundation for career advancement rather than a career ceiling. The relatively low debt burden—sitting in just the 33rd percentile nationally—gives graduates flexibility to either enter the workforce or transfer to a four-year program without overwhelming financial pressure.

For families prioritizing affordability and keeping transfer options open, this program delivers exactly what it promises. The combination of below-average debt, above-state-average outcomes, and solid earnings growth makes it a practical choice for students who need to minimize costs while building toward their next educational or career step.