Median Earnings (1yr)
$28,383
27th percentile (40th in FL)
Median Debt
$25,750
At national median
Debt-to-Earnings
0.91
Manageable
Sample Size
22
Limited data

Analysis

Palm Beach Atlantic's theology program warrants serious financial consideration, especially given the small sample size that makes these numbers less reliable. Starting earnings of $28,383 fall below both the national median ($32,211) and rank in just the 27th percentile nationally. While the program performs slightly better within Florida (40th percentile), it still trails mid-tier state competitors like Johnson University Florida by nearly $5,000 annually. The $25,750 in typical debt equals roughly 91% of first-year earnings—manageable compared to many programs, but significant when those earnings barely exceed $28,000.

The 23% earnings growth to $34,877 by year four offers some optimism, suggesting graduates gain traction in ministry or nonprofit work. However, even after four years, earnings remain well below what peers achieve at similar institutions. For families banking on this degree leading to full-time ministry positions, understand that compensation in this field typically lags secular careers substantially, and this particular program appears to produce below-average outcomes even within that context. The small sample size adds uncertainty—a few graduates in particularly low-paying positions could skew the entire dataset.

If your student feels called to ministry work, this path isn't impossible financially, but recognize they'll likely need supplemental income, spouse earnings, or exceptional frugality in their twenties. Higher-performing Florida alternatives exist at similar price points.

Where Palm Beach Atlantic University Stands

Earnings vs. debt across all theological and ministerial studies bachelors's programs nationally

Palm Beach Atlantic UniversityOther theological and ministerial studies programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Palm Beach Atlantic University graduates compare to all programs nationally

Palm Beach Atlantic University graduates earn $28k, placing them in the 27th percentile of all theological and ministerial studies bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Florida

Theological and Ministerial Studies bachelors's programs at peer institutions in Florida (14 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Palm Beach Atlantic University$28,383$34,877$25,7500.91
Baptist University of Florida$34,350$31,484$24,9160.73
Johnson University Florida$33,627$34,579$23,2500.69
Southeastern University$29,809—$23,2180.78
Ave Maria University$26,924$35,371$21,1020.78
National Median$32,211—$25,7500.80

Other Theological and Ministerial Studies Programs in Florida

Compare tuition, earnings, and debt across Florida schools

SchoolIn-State TuitionEarnings (1yr)Debt
Baptist University of Florida
Graceville
$13,800$34,350$24,916
Johnson University Florida
Kissimmee
$19,658$33,627$23,250
Southeastern University
Lakeland
$31,732$29,809$23,218
Ave Maria University
Ave Maria
$28,222$26,924$21,102

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Palm Beach Atlantic University, approximately 25% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 22 graduates with reported earnings and 27 graduates with debt data. Small samples may not be representative.