Entrepreneurial and Small Business Operations (Undergraduate Certificate or Diploma) at Palm Beach State College

Est. Earnings (1yr)

$41,685

Est. from national median (8 programs)

Est. Median Debt

$18,788

Est. from national median (11 programs)

Analysis

A debt load near $19,000 for a certificate program targeting aspiring entrepreneurs deserves scrutiny, especially when peer programs in Florida suggest first-year earnings around $39,000. That nearly 50-cent debt burden for every dollar earned in year one is manageable but not generous—particularly for students planning to launch their own ventures, where early cash flow matters enormously.

The national benchmark of roughly $42,000 in first-year earnings offers some reassurance that this field can support credential-holders nationwide, and similar Florida programs like Daytona State show comparable outcomes. But the estimated debt here exceeds what's typical statewide (closer to $14,000), which matters for certificate-seekers who may already hold some college credit or are returning to education mid-career. For someone betting on self-employment, every dollar of debt becomes working capital you don't have.

The critical question is whether this certificate provides essential skills—accounting systems, legal frameworks, marketing fundamentals—that meaningfully improve your child's odds of business survival, or whether comparable knowledge could be acquired more affordably. With 38% of Palm Beach State students receiving Pell grants, this serves a population where $19,000 in debt isn't trivial. If your child has a concrete business plan and needs structured guidance, this could work. If they're exploring entrepreneurship broadly, consider whether Florida's lower-cost alternatives might deliver similar preparation with less financial pressure.

Where Palm Beach State College Stands

Earnings vs. debt across all entrepreneurial and small business operations certificate's programs nationally

Compare to Similar Programs in Florida

Entrepreneurial and Small Business Operations certificate's programs at peer institutions in Florida (26 total in state)

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School	In-State Tuition	Earnings (1yr)*	Earnings (4yr)	Median Debt*	Debt/Earnings
Palm Beach State CollegeLake Worth	$3,050	$41,685*	—	$18,788*	—
Daytona State CollegeDaytona Beach	$3,106	$40,824*	—	$10,740*	0.26
Hillsborough Community CollegeTampa	$2,506	$36,690*	—	$16,573*	0.45
National Median	—	$41,684*	—	$18,788*	0.45

* Estimated from similar programs

Career Paths

Occupations commonly associated with entrepreneurial and small business operations graduates

Chief Executives

Determine and formulate policies and provide overall direction of companies or private and public sector organizations within guidelines set up by a board of directors or similar governing body. Plan, direct, or coordinate operational activities at the highest level of management with the help of subordinate executives and staff managers.

$105,350/yrJobs growth:Bachelor's degree

Chief Sustainability Officers

Communicate and coordinate with management, shareholders, customers, and employees to address sustainability issues. Enact or oversee a corporate sustainability strategy.

$105,350/yrJobs growth:Bachelor's degree

General and Operations Managers

Plan, direct, or coordinate the operations of public or private sector organizations, overseeing multiple departments or locations. Duties and responsibilities include formulating policies, managing daily operations, and planning the use of materials and human resources, but are too diverse and general in nature to be classified in any one functional area of management or administration, such as personnel, purchasing, or administrative services. Usually manage through subordinate supervisors. Excludes First-Line Supervisors.

$105,350/yrJobs growth:Bachelor's degree

Business Teachers, Postsecondary

Teach courses in business administration and management, such as accounting, finance, human resources, labor and industrial relations, marketing, and operations research. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Personal Service Managers, All Other

All personal service managers not listed separately.

Fitness and Wellness Coordinators

Manage or coordinate fitness and wellness programs and services. Manage and train staff of wellness specialists, health educators, or fitness instructors.

Spa Managers

Plan, direct, or coordinate activities of a spa facility. Coordinate programs, schedule and direct staff, and oversee financial activities.

Managers, All Other

All managers not listed separately.

Regulatory Affairs Managers

Plan, direct, or coordinate production activities of an organization to ensure compliance with regulations and standard operating procedures.

Compliance Managers

Plan, direct, or coordinate activities of an organization to ensure compliance with ethical or regulatory standards.

Loss Prevention Managers

Plan and direct policies, procedures, or systems to prevent the loss of assets. Determine risk exposure or potential liability, and develop risk control measures.

Wind Energy Operations Managers

Manage wind field operations, including personnel, maintenance activities, financial activities, and planning.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Palm Beach State College, approximately 38% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 8 similar programs. Actual outcomes may vary.